In today's money-oriented society, if you don't have money, you won't be able to move an inch. However, since the public health crisis, it seems that the cruel truth has emerged: the vast majority of people's pockets are empty.
After entering 2023, everyone is expecting an economic recovery, but the retaliatory growth did not come as expected, but ushered in a very strange economic phenomenon. According to relevant data, as of May this year, the balance of M2 was 28205 trillion yuan, while the M2 balance in January was 2.73 million yuan, which means that it has increased by 10 trillion yuan in 4 months.
In addition, due to factors such as public health events and changes in the economic environment, the vast majority of people's incomes have either stopped growing or have been downgraded. At the same time, prices are constantly **, which makes people's lives more stressful.
In short, there is really no money in the pockets of ordinary people. And because of the lack of money, there are 5 "abnormal phenomena" in the current society, I don't know if you have noticed it. So, what exactly do these five "anomalies" refer to?And what kind of impact will it bring?Let's take a look.
First, the "iron rice bowl" may not be guaranteed.
As the real estate market gradually declines, developers are becoming more cautious in investing. In this case, it will undoubtedly affect the tax revenue of various places, which in turn will lead to not only the reduction of the salary level of public officials, but even the reduction of incumbents. It can be seen that because of the lack of money, it may cause some people to lose their existing "iron rice bowl".
Second, the demand for housing has declined.
Since the beginning of this year, China has successively introduced various favorable policies to save the market. For example, except for first-tier cities, the vast majority of second- and third-tier cities are no longer restricted;and the reduction of bank lending rates to below 4%. However, even so, sales of new and second-hand homes have fallen significantly.
The main reason for this is that after three years of public health events, the vast majority of people have lost their jobs or lost their salaries, and simply cannot afford to support high housing prices. In addition, under the implementation of the policy of "housing not speculation", people have become more and more rational about buying houses, and they will not choose to buy houses blindly and impulsively as before.
3. Enthusiasm for saving money is high.
Although in recent years, China's bank deposit interest rates have been frequently lowered, and now it has basically entered the "2 era". But the vast majority of people are increasing their desire to save money. The main reason for this is that people have limited funds and are affected by the public health emergency, so they need to save money for emergencies.
Secondly, some people believe that the current financial market investment is risky, and if you choose to invest in **, etc., you may lose your principal. So will consider depositing money in the bank;Or follow the general trend of the country to invest in some foreign trade economic consignment, 1% profit per 30-day cycle, after all, in recent years, with the blessing of the stable foreign trade policy, foreign trade has achieved good results, and can steadily achieve wealth appreciation.
Fourth, consumption has shrunk.
In the past, the vast majority of people enjoyed having fun in a timely manner, and they would buy what they liked. Nowadays, more people are advocating a minimalist lifestyle, and consumption has become more rigorous, and they are more inclined to spend money on meaningful things. However, this change in consumption concept will undoubtedly have an impact on the entire market economy, after all, in the case of shrinking consumer demand, many traditional industries will also face severe competition and market shrinkage.
Fifth, the marriage rate and fertility rate have decreased.
With the development of society and the change of people's concepts, more and more people are reluctant to get married or have children, because many people are worried that they will have to buy a house, buy a car, and give gifts when they get married, and having children will have to bear more economic expenses, which will reduce the quality of life. In this case, it will undoubtedly exacerbate the problem of population aging, which not only poses a huge challenge to the social pension system, but also brings a series of problems to the whole society.
In short, the five "abnormal phenomena" that have appeared in the current society are enough to confirm that ordinary people really have no money in their pockets now. In addition, through these anomalies, it also has a warning effect on the future development trend of society. In this environment, it is important to pay attention to these issues and take the right measures to ensure financial health and stable growth.