Red Network Moment News on December 21 (Reporter Zhang Meng, Practical Xi Reporter Li Xiang) On September 25, 2023, the Changsha Branch of PICC Property Insurance released news that a case involving insurance fraud was successfully solved after an in-depth investigation. Mr. and Mrs. Hu and Mr. Liu were investigated by the public security organs in accordance with the law on suspicion of insurance fraud, and what awaits them will be severe punishment by law.
The case began on June 12, 2023, when the driver, Hu, reported to PICC Property Insurance that he was driving the target car Xiang A*** and hit the roadside wall during the use of the insured motor vehicle on Jinju South Road, Yuelu District, causing damage to his own car and property losses of the three. Subsequently, the insured Liu signed a claim application and a physical compensation agreement to initiate a claim against PICC Property Insurance, and after verification, the vehicle loss was 53,000 yuan, and the property loss of the three was 2,000 yuan, and the compensation was paid on June 30.
However, the police of the Yuelu Branch of the Changsha Municipal Public Security Bureau and the PICC property insurance investigators found many suspicious points when handling the case. First of all, the road at the accident site was wide, the line of sight was good, and the two people in the car were in normal condition, but the accident process was extremely strange. Secondly, Liu did not have a driver's license, and the driver before the incident was Hu, the driver who reported the crime at the scene. Therefore, investigators suspect that there may be a suspicion of the transfer of personnel on the bus.
In order to ascertain the truth, investigators went to the scene of the accident several times to conduct re-investigations, and relied on the public security organs to assist in the investigation of the case. After an in-depth investigation, the police found that Hu and Liu had driven into a section of dead-end road before the accident, disappeared in **, turned around and came back a few minutes later, and then turned back and forth on the accident section until the accident occurred. In the end, the police handling the case found the surveillance across the road through on-site investigation and massive investigation of the electronic map of the public security network, confirming that Hu and Liu exchanged driving positions before the accident.
After grasping the evidence of the crime, the Orange Island Police Station of the Yuelu Branch of the Changsha Municipal Public Security Bureau filed a case on suspicion of insurance fraud against Hu and others in accordance with the law. Liu also deeply realized his mistake, and took the initiative to return the accident insurance compensation of 55,000 yuan and signed a statement of waiver of claims.
The successful cracking of this case not only recovered the loss of 55,000 yuan for PICC property insurance, but also sounded the alarm for the public. With the increasing prosperity of the automobile market, the number of incidental traffic accidents has increased exponentially, which is also a test for the traffic police department. At the same time, the claims adjuster should also be strictly checked when handling the compensation case, find the defects in the accident, and firmly aim to solve it through criminal investigation methods.