With the development of society and economic growth, China's social insurance system is also constantly improving. As an important social security measure, social security is related to the vital interests of every citizen. The introduction of the latest social security payment standards in 2024 aims to better protect the basic life of the majority of insured people and achieve social fairness and justice. This article will provide a detailed analysis of the latest social security payment standards in 2024.
1. Social security payment items and proportions.
1.Pension insurance: 16% for units and 8% for individuals.
2.Medical insurance: 8% for units and 2% for individuals.
3.Unemployment insurance: the proportion of unit contributions is 05%, and the individual contribution ratio is 05%。
4.Work-related injury insurance: the proportion of unit contribution is 02%, no contribution is required for individuals.
5.Maternity insurance: The unit contribution ratio is 08%, no individual needs to pay.
2. Social security payment base.
The social insurance payment base refers to the base used to calculate the social insurance fee during the working period of the insured person. In 2024, the upper limit of the social security contribution base is 300% of the average salary of employees in the previous year, and the lower limit is 60% of the average salary of employees in the previous year. All localities can adjust the upper and lower limits of the payment base according to the actual situation.
3. Adjustment of social security payment policy.
1.Adjust the proportion of pension insurance contributions: reduce the proportion of unit contributions from 20% to 16% to reduce the burden on enterprises.
2.Improve medical insurance benefits: increase the payment limit of basic medical insurance and expand the scope of medical insurance reimbursement.
3.Improve the unemployment insurance system: Raise the standard of unemployment insurance premiums and extend the period for receiving unemployment insurance premiums.
4.Strengthen work-related injury insurance protection: Expand the coverage of work-related injury insurance and improve work-related injury insurance benefits.
5.Optimize maternity insurance policies: Increase the payment limit of maternity insurance and simplify the reimbursement process for maternity insurance.
Fourth, the preferential policy of social security payment.
1.Preferential policies for social security payment reduction and exemption will be given to small, medium and micro enterprises and scientific and technological innovation enterprises.
2.Social security payment subsidies will be given to enterprises in difficulty, unemployed persons, retired servicemen and other groups.
3.Encourage flexible employment personnel to participate in social insurance, and give certain social security payment subsidies.
Summary: The introduction of the latest social security payment standards in 2024 aims to better protect the basic life of the majority of insured people and achieve social fairness and justice. The adjustment of social security payment standards and the implementation of preferential policies will help reduce the burden on enterprises, improve the social insurance benefits of insured personnel, and promote social harmony and stability. Let us look forward to the continuous improvement of the social security system and bring more benefits to the broad masses of the people.