"I have a pension, a car, a house, and a family, so why do I have to work hard to save money?”
Many old people will have a feeling when they retire, that is, they feel that they have a car, a house and a pension, and their children have grown up, and they don't need to save money after retirement, so they spend all the money every month, anyway, there will be a pension every month, and they should spend all the money, and they don't need to save as hard as they did when they were young.
Indeed, many people say that although people are old, the most important thing is to have an optimistic attitude, not to mention that they have worked hard all their lives, and they should eat and eat after retirement, and don't be too harsh on themselves like when they were young, after all, they should enjoy happiness after retirement, and the vast majority of people only know how to covet pleasure and do not know how to take precautions.
Uncle Zhang is 68 years old, has been retired for 8 years, Uncle Zhang has a pension of 4,000 yuan per month, in addition to saving money for two years in the 3 years of retirement, almost every month for the next 5 years is travel and fun, every month not only used up the pension but also used up the deposit, when Uncle Zhang learned that the old colleagues who were lower than his pension, retired for 8 years but saved 200,000, Uncle Zhang regretted and said: should not travel every month to use up the money.
My name is Uncle Zhang, I am 68 years old this year, and I had a dream when I was young, that is, I could travel and have fun everywhere like everyone else. When I was young, I couldn't fulfill my dream of traveling because of my family's poor conditions. I had no choice but to devote myself to my work.
After I retired 8 years ago, I began to plan my old age, I have a pension of 4,000 yuan per month, originally I thought I could fulfill my dream when I was young, to travel and have fun everywhere, who knew that my daughter-in-law gave birth to a second child at this time, and I had to bring a three-year baby to my son.
I saved up all my retirement money for the three years I had a baby for my son, and I was really aggrieved at first, because I was about to live the life I envied when I was younger. But I never thought that I would help my son bring a baby for three years. I feel that the days pass very slowly and painfully every day, because the children are not easy to carry, and they always cry and cry every night.
In the three years with the baby, I can say that I have lived like a year, watching the people who retired with me have begun to live the life they want, and I still have to bring a baby to my son, so after the third year, I made a ruthless decision to tell my son that my grandson has also brought you to such a big age, and I am also going to travel.
After I didn't bring my grandchildren, I began to plan my travel plans, and the life I had dreamed of was finally about to begin, because I had no relevant experience myself, and I always didn't know where to start at the beginning, so I chose to join a tour group, and after a trip, I couldn't help but fall in love with travel.
Since then, I have been traveling almost every month, sometimes even many times, and I have met a lot of elderly people of my age in the tour group, they are all yearning for the life of travel as me, we have been to a lot of places we want to go to, see a lot of beautiful scenery, eat a lot of food, I feel that my life is very comfortable.
Because my wife died early, I basically went to travel alone, and my son accompanied me once, but I always felt uncomfortable with my son, because he had to control me everything, not only where to go, but also what to eat, so my son went with me once, and I didn't want him to go with me.
I have a colleague who is a good friend of mine, his pension is about the same as mine, but he is different from me, he always saves money, I asked him what he is saving so much money for, and there is no pressure at our age, just enjoy the rest of the old life. It's time to eat and eat.
He always told me that he admired my life, that I could go wherever I wanted, and he asked me if I didn't have to save money. In his worldview, people should work hard all their lives, and then save money to enjoy a retirement life. Every time he said that, I would laugh at him, thinking that he was a miser, and that according to him, he would only suffer in his life.
But he was like a dead brain, always telling me, if you don't save money now, what if you need money in the future?What's more, when we are older, we have more places to use money, and our bodies are not as tough as when we were younger, but I told him that he still has children when he has no moneyHe told me that he didn't want to be a burden to his children, or that having money was the last word, and it was not so easy to ask his son for money, after all, his son now has his own family, and his son may not be able to be the master.
I'll admit that he did have some truth in what he said, but I think I'm alone anyway, and my children have grown up, so it doesn't matter so much whether I save money or not.
But the accident and tomorrow who will come to the club first I don't know, 2 years ago I was diagnosed with nose cancer in the hospital, the doctor said that it was the middle term, at this time I was only 66 years old, I never thought that my old life had just begun to encounter such a thing, during this ** period because I need to go to the hospital for chemotherapy often, I not only spent my remaining savings, but also paid the medical expenses immediately after the pension found every month, and my son also added a lot of medical expenses to me.
Although my condition has been stabilized, I have spent a lot of money, and my body has lost a lot of weight during this time.
During this time, my body can be said to be as skinny, and my son also felt distressed when he saw my body emaciated like this, but I felt that life was impermanent, and I wanted to travel even more, because I felt that I was afraid that I would not have much time for the rest of my life.
After the body gradually recovered, my son suggested that I should not travel and move in with him, on the one hand, it is convenient for him to take care of me, on the other hand, it is also convenient for me to help him usually bring the baby, which can help them reduce the pressure, after all, they usually have to go to work, and they have to take the baby when they go home, and they feel that they are also very hard. Hopefully I can help them do what I can.
I refused my son's request because I found that this illness had taught me that I still wanted to live the life I wanted to live to the fullest in my lifetime, and I didn't want my old age to be boring, I didn't want me to be bound by my family, and I preferred to live freely.
Because the money for treatment has been spent, so I travel less often every month, and my son also knows that I love to travel, although my son has always advised me to live with him, so that it is convenient to take care of me and help him take care of the baby. I know it's a way of life, but I'm always on my own.
After my son sponsored me, I started to travel more often, and I basically signed up for almost as long as everyone participated, and even I would find other tour groups to travel.
Not only did I use up my monthly pension, but my son's 20,000 yuan was quickly used up.
When my colleague knew that I was so persistent in traveling, he also advised me to be like him, save some money when I am old, and live a down-to-earth old life, saying that even if I like to travel no matter how much I like to travel, I should not indulge myself like this, and I should more or less leave some money for my own retirement, and don't always cause trouble for my son.
Although my son didn't say anything, I also knew that my son must have some opinions about me, and other people's parents tried their best to help their son share the pressure, but I kept adding a burden to my son, and I didn't give them a baby, and I wanted my son to sponsor me to travel.
Once a colleague of mine asked me: I have so much pension, I know that I spend it all by myself, I don't know how to be considerate of my son, and now young people are under a lot of pressure, I am simply the least worry-free father he has ever seen.
My answer to my colleague was: I can use my own pension as I want, am I wrong to do so?
Is it wrong that I like to travel, and there is also a fault that I have the life I want to live?Shouldn't I be in control of my pension and enjoy my life?Am I going to be like you, saving all my money and not enjoying it for the rest of my life?
Once I had a conflict with my son, who always felt that it was not good for me to live like this, and hoped that I could spend the rest of my life according to his wishes, but I always insisted on my own ideas, and I also told him whether I should be like those people who have been picking and picking provinces all my life, and finally give all the money to the hospital when I am seriously ill, or should I save all the money and leave it to you when I am old.
After the conflict with my son, my relationship with my son was cold, and my son rarely came to see me, except for the Chinese New Year, but when I came back, I would be like a stranger, and I would stay in a hurry for two days and say that I was busy with work and was leaving.
I also like to disagree with my son, thinking that it is better if he comes back and that he doesn't come back, so that I can have more time to travel, and I have to serve them when they come back, and I'm happy to do that now.
I originally thought that my life would go on like this, but once people get older, there will be problems with their bodies, high blood pressure, high blood sugar, and all kinds of messy problems, and I don't have the heart to go out and continue to travel.
Because of high blood pressure, the doctor told me that it is recommended to eat less things, and if you can't eat, it means that you can't taste food when traveling, so I travel less often.
But when I'm idle at home, I feel uncomfortable, and when I'm older, I feel back pain from time to time. Once I saw a massage chair and I wanted to buy one to take home because I always felt back pain. I took a look at **, it actually costs 30,000 yuan, and according to my current pension, I have to save it for half a year. So I planned to ask my son for 30,000 yuan.
But when my son heard my idea, he resolutely refused my request, saying that I didn't know how to appreciate them as young people. I felt that my son was too unfilial, so I complained about it to my colleague, and what my colleague said to me made me feel ashamed. He said: In fact, according to your own conditions, 30,000 yuan is really not much, all of this is your own fault, you travel and your son doesn't say much about you, and even knows that you love travel and subsidizes you to travel. You still say that your son is not filial, are you a father should say this?
I bowed my head in shame, indeed over the years, in addition to bringing a baby to my son for two years, basically caused trouble to my son, and when I was sick, my son also gave me a lot of money, and my son also gave me a lot of financial support.
My colleague said I could go to his house if I really wanted a massage, and he bought the massage chair and I was shocked to hear what my colleague said. After reacting, I told him that it was better for your son and bought you a massage chair. The old colleague just smiled and didn't speak.
It was only later that I learned that in fact, the son of my old colleague was not as good to me as my son, and he could afford to buy a massage chair completely by his savings over the years, and the old colleague told me that he had saved 200,000 yuan in the past few years of retirement.
After listening to the words of my old colleague, I instantly felt regretful, if I hadn't been stubborn to travel, I now have hundreds of thousands of deposits, and now I should buy what I want, and compared to my old colleague my son is also filial to me, if I had realized earlier, I wouldn't have made a lot of trouble now The relationship has been very cold, my old life should be very beautiful, but unfortunately there is no regret medicine in this world.