The commercial housing pre sale funds will be changed to government supervision and buyer supervis

Mondo Social Updated on 2024-01-30

**: Phoenix Real Estate Beijing.

After the blockbuster benefit, the in-depth adjustment of the property market continues.

On December 22, the Beijing Housing and Urban-Rural Development Commission issued an announcement on soliciting opinions on the "Beijing Municipal Measures for the Supervision and Administration of Pre-sale Funds for Commercial Housing (2023 Revised Edition)" (hereinafter referred to as the "Measures") > Draft for Public Comments, revising and improving the "Measures".

According to the real estate combing of Phoenix.com, the new "Measures" have mainly made the following important adjustments:

First, the main body of supervision has changed, and it has been adjusted from commercial banks to **The principle of supervision has been adjusted from "** guidance, bank supervision, multi-party supervision, and special funds" to "** supervision, social supervision, special account collection and deposit, special fund use, approved expenditure, and accountability for violations".

The second is to introduce the Municipal Housing Fund Center as a third-party, specific supervision business undertaking departmentGive full play to its advantages of independence and professional fund management, strengthen the implementation and supervision of commercial banks, and ensure that the new requirements for the supervision of pre-sale funds are in place.

Third, in the work of determining the supervision amount, the construction general contractor innovatively adopts the key supervision quota and the amount of money used by each node according to the project cost, which is approved by the district housing and urban-rural construction department in charge of comprehensive project delivery and use conditions and the risk situation of the development enterprise. Better guarantee the key supervision quota funds, which can cover the construction and installation costs of the project and prevent the risk of project funds.

According to the new "Measures", if the tallest building in the project is more than 7 floors (including 7 floors) and less than 10 floors, the node of "construction floors up to one-half" can be addedIf the tallest building in the building to be pre-sold is a building with more than 10 floors (including 10 floors), the nodes of "one-third of the construction floors" and "two-thirds of the construction floors" can be added.

Fourth, improve the multi-party supervision mechanism in societyBuyers can also participate in the supervision of pre-sale funds. In particular, buyers are required to deposit the purchase money paid into the supervision account of the pre-sale funds of the project publicized by the Municipal Housing and Urban-Rural Development Commission and the Capital Center Portal, and check and compare the information of the supervision account in a timely manner to ensure that all the individual purchase money is deposited into the supervision account.

The new "Measures" statedSubsequently, the buyer can inquire about his account information and the balance of funds within the key supervision quota of the project through the capital center**.

In addition, the new "Measures" are also specialProvisions are also made for the balance of funds in the special supervision account after delivery. The development enterprise should reasonably determine the amount of funds used by each node based on its own capital situation and financing capacity. Before the completion of the first registration of a non-residential project, the funds in the special supervision account shall not be less than 5% of the key supervision quota, and 6 months before the completion of the first registration and actual delivery of the residential project, the funds in the special supervision account shall not be less than 5% of the key supervision quota.

On December 21, the National Conference on Housing and Urban-Rural Development was held in Beijing, which reviewed and summarized the work in 2023 and systematically deployed key tasks in 2024.

Ni Hong, Secretary of the Party Leadership Group and Minister of the Ministry of Housing and Urban-Rural Development, stressed at the meeting: adhere to the principle of seeking progress while maintaining stability, promoting stability with progress, establishing first and then breaking down, and doing a good job in four major sectors and 18 aspects next year. According to the city's policy, one city and one policy, to achieve a balance between real estate supply and demand, and further increase the implementation of the first and second housing policies;The Ministry of Housing and Urban-Rural Development will work with the State Administration of Financial Supervision to guide real estate financing, actively promote urban renewal actions, and do a good job in problem-oriented and goal-oriented work.

Ni Hong pointed out: Real estate has shifted from "whether there is" to "whether it is good or not", and a good house can only be imagined, but nothing can be done. Next year, select some cities and enterprises to pilot, and grasp a number of good house models, and there are different good houses under different **.

A lot of the work this year is groundbreaking, but it is also difficult to do. "The vitality of the policy lies in its implementation. Ni Hong said that greater efforts should be made to implement it, "if you move, you will be fast, and if you move, you will succeed."

After the new deal in Beijing's property market, the sales data of new and second-hand houses have been boosted somewhat, but not much.

It can be seen that ** is spending great efforts to save the market, and the blockbuster benefits are continuous. The successive introduction of the new policies for the property market is not only to further deepen the reform and "let more people live in more good houses", but also to boost the confidence of the property market, "rest assured, buying a house will not be unfinished".

Under the ice of the market, some expectations are being fulfilled, and some dawn is quietly rising. I don't know if next year's property market "Xiaoyangchun" will come as scheduled. After the cold winter, can we really usher in spring?

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