In recent times, there have been many changes in the property market, especially in terms of policy, in order to ensure the delivery of the building and prevent the appearance of unfinished buildings, the state has begun to take action, support real estate companies from the financial aspect, relax credit policies, and urge major banks to issue loans to real estate companies, which is undoubtedly good news for home buyers, and also improves the confidence in buying off-plan housing.
In addition, there is another case worth savoring, some time ago a real estate price reduction in Suzhou, due to the price reduction is too large, the old owners complained to the Housing and Urban-Rural Development Bureau, but this time the Housing and Urban-Rural Development Bureau supported the price reduction behavior of real estate companies, and explained the reason: real estate companies cut prices to save themselves, prevent the appearance of unfinished buildings, and reasonable market behavior.
The implication is that the official began to allow developers to reduce the price of sales, and no longer limit the range, developers have the right to set their own prices, and there are precedents in Suzhou, so Nanjing and Xiamen have also begun to imitate and follow up, in order to survive, they also reduce prices to save themselves, which is a very important signal.
Just a few days ago, Beijing and Shanghai also loosened the policy, lowered the down payment ratio and mortgage interest rate, reduced the tax on home buyers, and further stabilized housing prices and markets.
Many blockbuster policies have landed, indicating that this time it is really serious, and events similar to Evergrande will never be allowed, and under so many favorable policies, some people have begun to interpret that next year's housing prices will be retaliatory **, and it will be too late to buy a house.
Is this view credible?In this regard, I suggest that you do not misjudge the future trend of housing prices, saving the market is not equal to letting housing prices skyrocket, nor does it have the conditions for skyrocketing, Wang Jianlin has long said that our property market has been developing rapidly for more than 20 years, and various indicators have been saturated.
For families who now have the intention to buy a house, there are two suggestions, if it is self-occupied, you can buy, now the developer has reduced the price very much, and there is the support of the state to ensure the delivery of the building, buying a house can save a lot of money.
If you still want to invest, I advise you to be cautious, the cost of funds to buy a house is too high, and the requirements for the increase in housing prices are very high.
If you have a lot of houses in your hands, it is best to optimize them, sell the houses that do not have the potential for appreciation, and continue to hold them with good quality and good location.