A kinship card is a convenient way to pay for family affection, allowing users to provide financial support to family members. However, there are situations where you may need to transfer money out of your kin's card, so how do you do that?
Here are a few ways to transfer money out of a relative's card:
1.Offline transfers: If you and the holder of your family card are in the same city, you can choose to transfer money offline. First of all, make an appointment with the holder of the kinship card to meet at the meeting place, and then bring your ID card and bank card. Once you've verified your identity in person, you can let them know the amount you want to transfer and let them do it on your card. It is important to note that this approach may have security implications, and it is important to ensure that there is a high level of trust between the two parties.
2.Online transfers: If you are not in the same city as the holder of your family card, consider using online transfers. First, ask the holder of the relative card to provide the card number, name, and bank information. You can then transfer money via your own mobile banking, online banking or over the counter. Online transfers usually take a certain amount of time to arrive in your account, so please pay attention to the progress of the transfer.
3.Alipay, WeChat transfer: Nowadays, many people are accustomed to using third-party payment platforms such as Alipay and WeChat to transfer money. You can ask the holder of the relative card to bind the bank card, and then transfer the money to the other party through Alipay and WeChat transfer functions. This is faster, but you need to keep your accounts secure.
4.Cash withdrawal: If you need to withdraw money from your relative's card, you can bring your ID card and bank card to the bank counter to withdraw cash. Some banks may have daily cash withdrawal limits, please pay attention to the relevant tips. Once you've withdrawn your cash, you can deposit it into your own account or use it for other purposes.
When making transfers or cash withdrawals, it's important to ensure that your identity information is accurate to prevent the loss of funds. At the same time, pay attention to the flow of funds in the relatives card to ensure the safety of funds. When using the family card, comply with the relevant regulations and make reasonable use of the family payment function to avoid unnecessary trouble.