Sometimes the decline in fertility is irreversible by material stimulation alone, and South Korea may be a typical chestnut. From a scientific point of view, it can only be repaired slowly with time, and it may be that after the population reaches a low point, it will slowly rise in the future. It is possible that the educational resources that used to be tight are no longer tight, and people's nervousness has also come down, and they are naturally willing to have children. But is it also possible to be like South Korea, and never look back?
Time can't wait for South Korea right now!South Korea's birth rate is already one of the lowest in the world. In 2022, the number of newborns in South Korea was 2490,000, with a total fertility rate of 078, while the newborn rate is 164, even Japan, which has the highest degree of aging, can still maintain 133。In other words, if time is slowly repaired, there may be no one left in Korea.
South Korea's birth rate is 078, what is the concept?Scientific research has shown that the normal rate of population replacement of human beings requires 21, it should have been 2, a couple has two children, and the human population will naturally continue. But consider diseases, accidents, and possibly stupid wars, and all sorts of natural and man-made disasters. Eventually, some children die before they reach adulthood, unable to carry out the spread of human populations.
Then the fertility rate is 078, which is equivalent to each generation only having 1 3 of the population of the previous generation!Even without taking into account illness and unexpected death. Do a simple arithmetic problem. If you keep it at 078 total fertility rate, then if there are 100 people in the first generation, there may be only 33 people in the second generation, and the third generation will drop to 11 people, less than 4 people. In this way, only 4 generations are needed, and the 100 people are left only with the elderly, and there are no children!
Statistically, this is called exponential decay. So the age difference of a generation is about 25 years, that is to say, a hundred years later, to find South Korea?Of course, the problem of South ** does not need to be mentioned anymore, so South Korea ** is one of the most radical countries in the world to encourage fertility, Japan has a low fertility rate, and they also have a lot of policies to encourage childbirth, and these two countries are on a par with the introduction of policies to encourage population.
In fact, at present, at the national level, a series of policies to encourage childbirth have been implemented. For example, a one-time maternity subsidy of 2 million won (about 10,000 yuan) is provided, and at the same time, a "3+3 parental leave" system is implemented for both parents who give birth, allowing both parents to apply for 3 months of parental leave for their children under 12 months old, and each person can receive up to 3 million won (about 1 yuan) per month during the vacation50,000 yuan).
However, after the introduction of these measures, the effect has been modest, and South Korea's fertility rate is still falling off a cliff. Now that South Korea is feeling more and more anxious, various cities in South Korea have begun to introduce measures to encourage childbirth, which means that in addition to enjoying state subsidies, you can also enjoy city subsidies.
For example, Incheon City** will adopt a more radical strategy and launch a fantastic "100 million + idream" policy, if a newborn baby is born in Incheon, the parents' family will likely reach a maximum of 100 million won (about 54 yuan.)9.54 million yuan). This measure is unprecedented, so will other cities in South Korea also introduce similar measures in the future?
In fact, we are now facing the crisis of declining fertility, but because of the large population base and the beginning of the decline, there is not much crisis for the time being, but our aging is accelerating. So how to retire in the future?How do you plan your life after retirement?Have you saved enough money for your own life?In fact, this is what every family thinks about now.
Mr. Deok focuses on pension finance and pension planning, and can discuss solutions together Incheon, South Korea, will reward 100 million won for newborns