Cash is popular again, why is mobile payment declining?There are 4 key reasons to look out for.
Now, whether it is WeChat payment, Alipay, or electronic money, it has provided great convenience for our lives. Recently, though, there has been a puzzling tendency for more people to return to cash payments. This seems to go against the convenience of mobile payments, so why is mobile payments no longer popular?In fact, there are four main reasons for the emergence of this phenomenon. Let's take a look at this question.
Use money to protect personal privacy.
In some advanced European and American countries, although the application of mobile ** is far less extensive than ours, everyone is still Xi to paying with cash or credit card. This phenomenon arises because developed countries attach more importance to personal privacy and do not want others to know their personal information. With mobile** payments, payment platforms can know how many supermarkets we've visited each month, how many meals we've ordered, and so on. That's where our privacy will be. Conversely, if we pay in cash, the outside world will not know how much money we spend, thus protecting the privacy of individuals. So, if you want to buy what you need and don't want others to find out, it's best to pay in cash.
Additional note: In today's era of information, the maintenance of personal privacy has become particularly important. Paying in cash can not only prevent your shopping Xi habits from being exposed, but also effectively prevent others from prying into your privacy. Such a request is not limited to developed countries, and some netizens in China have expressed concern about it. Therefore, the cash payment mode is returned to protect the user's privacy.
Use money for emergencies. In many cases, mobile** payments have some limitations. For example, in remote areas, mobile phones do not work properly, and mobile phones do not work properly. At this time, if you have money with you, it can come in handy in an emergency. Especially in this flood disaster, there are problems with electricity and communication in many places, and if you have money in your hands, you can go to the nearest small supermarket to purchase some daily necessities to meet everyone's urgent needs. So, it is necessary to have some money ready for emergencies.
Additional note: In today's era, people's demand for technology products and the Internet is increasing, and any mistake in any link will have a great impact on us. Moreover, this payment method, which does not rely on technology or the Internet, can be useful in some emergency situations. If we have enough funds, then when we encounter emergencies, we have a backup payment channel to ensure our normal life.
Use money to restrain spending.
Now, more teens are more inclined to pay in cash. This is mainly due to the fact that some people put their paychecks on their mobile phones, and if they can't manage their expenses effectively, then the money will be used quickly. In the end, he could only take out a loan from an online lending platform. If we pay in cash, we only need to withdraw the money we need, so we will value it more when spending large amounts. If you've spent a lot of money during this time, you'll become more budget-conscious. In this way, young people will be able to better grasp their spending needs and achieve the goal of not making a profit or losing money.
Additional Extension: Today's materialistic world is full of many things. Paying in cash helps us develop a good Xi of spending money wisely. If we choose to spend with cash, then we will have a cautious attitude towards each purchase, rather than blindly impulsive spending. With a precise grasp of money, we can do what we can and not overspend, and have a better plan for personal finance.
Using money can increase the level of happiness.
In some cases, paying in cash makes people feel happier. For example, when a friend gets married, we pay by moving**, and they don't feel anything. But if we come up with a big stack of money, they feel respected and blessed. In the same way, if we send a red envelope to the elderly or children in the form of remittance, it may not be as happy as it is and is easy to forget. And when you pay in cash, both young and old will feel very happy and satisfied.
Additional note: In interpersonal communication, giving red envelopes, gifts, and red envelopes is often a way to show affection and wishes. Paying in cash is a better way to convey our message and make others feel that we care about and respect them. Compared with traditional payment methods, cash in kind is more likely to cause emotional resonance, so that the recipient can feel our wishes and happiness more deeply.
Through the analysis of the above four reasons, we find that the number of people who are currently using cash as a payment method is increasing, and this is not a simple coincidence. Whether it's to protect personal privacy, respond to emergencies, control consumer demand, or increase people's happiness, the use of cash payments has shown its unique advantages. However, it is undeniable that mobile payment has the characteristics of convenience, speed and convenience. Only by realizing a diversified and personalized payment model can we better meet the needs of social development.
In general, both mobile and cash payments have their own advantages and applications. From the perspectives of personal privacy protection, emergency response, consumer demand control and improving personal living standards, cash payment is more in line with people's needs. However, due to the development of technology, as well as the development of intelligence, mobile payment has been increasingly used in various industries as a convenient and effective means of payment. Finally, decide which payment model to use based on each person's needs and preferences. But no matter what, we must treat this means of payment rationally and scientifically, so that it can bring more convenience and happiness to people.