"Health care, cultural relics collection, investment and financial management, housing for the elderly, care and assistance**...Pension fraud methods emerge in an endless stream, and you must pay more attention to the elderly friends to beware of being deceived. Professionals combined with trial experience and typical cases, from the most advanced types, fraud characteristics, identification skills, prevention tips, etc., to expose pension fraud routines, explain the knowledge of "anti-fraud", and help the elderly keep the pension "money bag".
1.Wellness**
Criminals mostly use free physical examinations and prizes as bait to attract the elderly to participate in activities such as "health lectures" and "expert free consultations", and use "ancestral secret recipes" and "special offerings" as gimmicks to fabricate or exaggerate the efficacy of products, and trick the elderly into buying so-called "medicines", "health products" and "physiotherapy equipment".
Here, professionals remind the elderly that when they are not feeling well, it is best to go to a regular medical institution, follow the doctor's instructions, take medicine on time, and do not believe all kinds of advertising.
2.Cultural Relics Collection**
Some criminals help the elderly auction their collection of food stamps, stamps, misprinted renminbi and other "old objects" as bait, fictitious **, trick the elderly to entrust the auction on their behalf, and charge "auction fees" and "service fees";Some criminals pass off the company's inferior handicrafts as high-end collectibles, falsely promising that they will increase significantly in the short term and the company will sell or repurchase them to trick the elderly into buyingSome criminals will also merge "serial sets", first use the auction as bait to attract the elderly to the company for interviews and then sell inferior handicrafts, and carry out "deception in deception".
In this case, professionals remind the majority of the elderly to keep their eyes open and be cautious.
3.Investment & Finance**
The first is illegal fundraising. This kind of ** generally relies on registered companies, claiming to invest in various pension projects, or some high-sounding photovoltaic, quantum and other projects, claiming good returns, high annualized interest rates, promising to protect the principal and return interest, and the prospects are bright, and even in the name of "national assistance" and "* support", to attract the elderly to invest, or to lure investors to "pull people's heads". This kind of investment will taste the sweetness at the beginning, but once the company's capital chain is broken, it will definitely lose all its capital, and this capital chain is inevitable, because the company's operation requires costs.
You elderly people may wish to think about it, he wants to make money by opening a company, and he is allowed to give investors such a high interest, as well as a commission for "pulling people's heads", how much money does this kind of company have to earn to operate?What project did he do to make so much money?If you think about this, you can understand that this is not in line with the laws of the marketHe is actually "tearing down the east wall and making up the west wall", and uses the funds absorbed after the absorption to repay the principal and interest to the people in front of him.
The second is a variety of financial artifacts。Some criminals pretend to have a state-owned enterprise background, claiming to be more reliable than a certain treasure, saving 10,000 to earn 3,000, and the threshold is low, the cycle is short, the rate of return is high, and the investment is convenient. How tempting it sounds, it's like a pie from the sky. They fool the elderly into recharging investments, and the so-called recharge is actually transferring money to the private accounts of criminals through mobile banking.
This kind of investment is also able to taste the sweetness at the beginning, with the continuous increase in the amount of investment, suddenly one day you will find that the platform can not be withdrawn, you have income in the platform's account, there is a balance, but it is impossible to withdraw, some investors in order to withdraw, and are fooled to pay various names of deposits, fees, etc., and eventually will find that the platform can not be opened, completely lost contact. At present, there are groups of all ages among the victims of this type of fraud, and there are also many elderly people who have suffered heavy losses because of this kind of **.
Here, the majority of the elderly are reminded that when buying financial products, they must go through formal channels, and do not be blinded by the promise of "low risk and high return".
4.Housing for the elderly**
In the name of "housing for the elderly", such criminals trick the elderly into applying for real estate mortgages, and then maliciously use notarization, arbitration and litigation or use violence, threats and other means to illegally occupy the real estate of the elderly, causing the elderly to be homeless and burdened with huge debts.
Remind everyone to be more careful when it comes to borrowing money with a house mortgage. In some cases, the victim himself needs a loan, and some relatives and friends need a loan to request a mortgage on the victim's house, need to sign various procedures, and have to go to the notary office for notarization. Once the power of attorney of the house cannot be repaid on time, the other party will directly sell the house with the power of attorney, and the house will be transferred without the victim's knowledge.
This kind of fraud targeting the real estate of the elderly is the most serious trap for the elderly, we talk about "living and supporting", this trap makes the elderly lose their shelter and lose the most important guarantee of life. This is also the focus of the special action on pension fraud.
5.Care and help**
This kind of criminals deceive under the banner of "caring for the elderly" and "helping vulnerable groups": some organize tourism and visit activities, and deceive by inducing, selling or collecting membership fees in disguise;Some pretend to be employees of water companies or community and medical personnel, and enter homes to defraud on the pretext of door-to-door maintenance of pipelines;Some take advantage of the kindness and compassion of the elderly to illegally raise funds through false propaganda of "charity activities" and "public welfare projects".
In this regard, the majority of the elderly must keep their eyes open and enhance their awareness of anti-fraud, but they should be more careful if they let you pay for it.
6.Other "tricks"**
Insurance agency "** criminals pretend to be staff of hospitals, banks, insurance companies and other institutions, taking advantage of the eagerness of the elderly to live a secure life in their later years, falsely claiming that they can pay "social security" on behalf of them, and collect "material fees" and "service fees".
Street superstition "** criminals call themselves "miracle doctors" or "masters", fictitious that the elderly themselves or their families will have diseases and disasters, fabricate that they need to use cash, money, gold and silver jewelry to "open the altar" to "seek good fortune and avoid evil", and then collude with accomplices to transfer contracts or defraud money.
Twilight love is a kind of "pig killing plate", criminals take advantage of the emotional lack of single elderly people and the characteristics of lonely life, through the Internet or WeChat dating to develop a "love relationship", and then make up various reasons to ask for money.
Criminals who claim to be able to "zero" and "mine" without investing money, can "recommend rebates" when they develop offline, or claim to have profits by buying virtual currency, etc., often in the form of "0 threshold 0 investment", and then lure the elderly to develop offline through the way of "recommended rebates", so that some elderly people can increase investment after tasting the sweetness, and most of the latecomers will lose their money.
Impersonating the staff of the public security and law enforcement organs to commit fraud. Using bank cards suspected of money laundering and other crimes, and asking for cooperation with law enforcement, etc., to deceive victims into transferring deposits in bank accounts to designated accounts.
This article**: Yimeng Evening News, copyright note: The above text and *** on the Internet, only for learning and communication, not for any commercial use, its purpose is to convey more information, and does not mean that this platform agrees with its views. The copyright belongs to the original author, if the copyright or ** is incorrect, please contact us in time, we will deal with it quickly, thank you!]