In the course of employment, workers are entitled to medical treatment, economic compensation and the right to occupational ** due to work-related injuries. In real life, there are a large number of situations in which enterprises violate the relevant laws on work-related injury insurance, such as not paying work-related injury insurance premiums for employees, failing to apply for work-related injury recognition for employees in a timely manner, and refusing to pay work-related injury insurance benefits when employees do not understand work-related injury insurance benefits. In the event of a work injury, the following points should be noted:
First of all, in the event of a work-related injury, the injured employee or his or her family needs to clarify the name of the employee's employer and find out whether the employer has participated in work-related injury insurance. This will directly affect the liability of work-related injury insurance benefits, and the handling procedures will be different. In the case that the employer pays work-related injury insurance, the social insurance administrative department shall bear the medical treatment of work-related injury, and the employer shall bear part of the work-related injury insurance benefits;If the employer does not participate in the work-related injury insurance, the employer shall bear all the work-related injury insurance benefits.
Secondly, after a work-related injury occurs, a work-related injury determination is required. It is necessary to clarify whether the employer has applied for a work-related injury determination. Regardless of whether the employer participates in work-related injury insurance or not, the determination of work-related injury is an important part of determining whether to enjoy work-related injury benefits in the end. Under normal circumstances, the employer shall apply for recognition of work-related injury within one year from the date on which the employee is injured or identified as an occupational disease. If the statutory time limit is exceeded, the social insurance administrative department will not accept it, and the claim for work-related injury insurance benefits will not be supported by law.
Finally, before negotiating with your employer, know the amount of workers' compensation for workers. If the employer does not participate in the work-related injury insurance, after the occurrence of work-related injury, in order to avoid the administrative penalty falling into disputes, it usually chooses to negotiate with the employee to settle the problem, but at this time, there is no labor ability appraisal conclusion, and the disability level and later ** fee cannot be determined. Employees should check the relevant laws and regulations in advance, understand the relevant compensation calculation standards, and ensure that the amount of compensation is well known. Those who meet the conditions may apply for legal aid.