In 2024, there are 3 warnings for buying a house without 3 warnings, and many people are not aware of it
The opportunity to occupy space has arrived, and the new family must be ready.
In 2023, the trend of property market adjustment is obvious. According to the National Bureau of Statistics, the sales amount of commercial housing in the country decreased by 10 percent compared with the previous year7%, and the sales area decreased by 16 compared with the previous year7%。This adjustment is a rare opportunity for families who just need it. By early 2024, people who haven't already done so should be able to buy a home.
There are two ways for families in need to find shelter. First, large real estate developers have cut prices in order to recoup their funds**, such as Poly, which once reduced the price of a property by as much as 40%. In addition, many second-hand home owners are also in their own properties, and if they are below the market price, the likelihood of a transaction will be greatly increased. For example, a second-hand house in Shanghai was reduced by nearly 2 million yuan in order to reach an agreement. Therefore, the opportunity is like the last ray of light after the sun has set, and it is worth seizing.
In addition, home buyers should also pay attention to strict quality control. When choosing a house to buy a house, you must carefully check the actual situation of the house and the surrounding environment to avoid regrets due to buying an inferior house. You can find more professionals to evaluate it, and don't ignore the quality and infrastructure of low-cost housing.
Prepare more bailout policies, prepare regulatory policies.
In the face of the adjustment of the property market, a series of rescue policies have been introduced. Since 2023, most cities have relaxed restrictions on purchases and loans, and banks have lowered mortgage interest rates and down payment ratios. In addition, first-tier cities have introduced more flexible policies"Recognize the house but not the loan"Policy. However, these regulatory policies are only the beginning. As the real estate market continues to be sluggish, there will be more favorable policies to bail out the market.
Low-income families see the huge advantages of purchasing social housing.
Faced with high housing prices, many low-income families can only sigh for housing. Fortunately, China has launched a new round of housing reform with plans to build 6 million affordable housing units over the next five years to provide affordable housing for low-income families. Compared with the market, the price of affordable housing will be greatly reduced.
The ** of affordable housing is mainly composed of three parts: the cost of allocated land, the cost of construction and reasonable profits. **Reasonable and transparent, it is an effective help for low-income families. As a result, from 2024 onwards, low-income families will enjoy great discounts when purchasing affordable housing.
Low-income families now don't have to worry about buying a house and can wait for the opportunity to buy subsidized housing. During the waiting period, they can actively understand the relevant policies and application conditions, prepare in advance, and consult real estate** or related service agencies in a timely manner to obtain the latest social housing information.
Summary. In the process of buying a house, buyers should pay attention to the quality and infrastructure of the house and avoid impulsive purchases of inferior properties. It is necessary to be flexible in responding to political adjustments and grasp the best time to buy a house. At the same time, buyers should also choose the type and location that suits them according to their financial situation to avoid excessive debt.
Overall, the property market correction in 2023 has created new opportunities for home buyers. 2024 is just around the corner, and those who haven't bought a home yet must be prepared to seize the opportunity to realize their dream of buying a home.