Recently, the Lieshan Court successfully mediated a private lending dispute case, and the parties were patiently helped by the judge. The accounts were settled, and the handshake was made to make peace, and good legal results were obtained.
On May 9, 2021, the plaintiff Zhao Moumou entered a real estate *** job in Huaibei City and met the defendant Dong. Plaintiff Zhao Moumou applied for a rural commercial bank easy loan card in February 2022 to keep it for house decoration, but because the defendant Dong was in urgent need of money, he borrowed 30,000 yuan from the defendant Dong on April 5, 2022, paid it to the defendant Dong by scanning the code through Alipay, and transferred 20,000 yuan to the defendant Dong through WeChat on April 19, 2022, totaling 50,000 yuan. Defendant Dong promised an interest of 2,000 yuan per month, but did not sign a loan contract. After that, he repeatedly asked the defendant Dong for a loan for more than a year, but the defendant Dong refused to repay it for various reasons, and then signed an IOU on May 26, 2023, agreeing to return it in six installments, with the same interest. However, the plaintiff Zhao Moumou has not received any loan so far, and the defendant Dong Moumou has always shirked it for various reasons, and in order to protect his legitimate rights and interests, the plaintiff Zhao Moumou reluctantly filed a lawsuit with the court.
After more than 2 hours of reconciliation and calculation, with the help of the judge's patience, the two parties gradually clarified the amount of the dispute, each gave a step, and finally facilitated the parties to reach a settlement agreement, which skillfully resolved the dispute between the two parties.
Private lending disputes are one of the main social contradictions, how to protect their rights and interests in the process of private lending, is an important legal awareness that the broad masses of people need to improve, the judge reminded: in private lending activities, try to keep transaction records and various vouchers, and conclude a standardized and effective written contract, in order to protect their rights and interests to the greatest extent.
Wen Fei Ruixin.