Rooted in the land of Jiangsu, serving the people of Jiangsu. Chinese People's Property Insurance Co., Ltd. *** Jiangsu Branch (hereinafter referred to as: Jiangsu PICC Property Insurance) conscientiously implements the spirit of the ** economic and financial work conference, keeps in mind the "great of the country", keeps an eye on the "expectations of the people", deeply implements the spirit and requirements of the instructions of the provincial party committee and the province, the "excellent strategy" of the group company and the "six more prominent" key work arrangements of the head office, and plays a key role in supervision and related ** Under the careful guidance of functional departments, with the support and care of millions of customers, and with the continuous struggle of generations of Jiangsu PICC, we will continue to leapfrog and pursue excellence, and in 2023, we will become the first and only provincial-level branch in the national property insurance industry and PICC system with an annual premium of more than 50 billion yuan, making new achievements in in-depth service to the overall economic and social development of Jiangsu, and achieving another amazing leap.
Insist on taking the lead in serving the new practice of Chinese-style modernization in Jiangsu
As the provincial company with the largest property insurance market in Jiangsu and even in the country, since the "14th Five-Year Plan", PICC has always practiced the mission of "people's insurance, serving the people", always adhered to the political and people's nature of people's insurance, and closely focused on the major tasks of "four ahead" and "four new" entrusted to Jiangsu by the general secretary, and effectively played the role of the main channel of economic shock absorber and social stabilizer.
Take the lead in building a new development pattern of services. The introduction of PICC insurance funds of 15 billion yuan to invest in the construction of Jiangsu, the annual service of more than 500,000 enterprises, more than 10 million motor vehicles, more than 20 million families, the annual insurance liability amount of more than 150 trillion yuan, is nearly 12 times of Jiangsu's GDP in the same period;Since the "14th Five-Year Plan", the cumulative payment of insurance compensation has exceeded 81 billion yuan, and the payment of various taxes and fees has reached 12 billion yuan, ranking first in the province's insurance industry in various service indicators and social contributions.
Take the lead in serving science and technology and self-reliance. Focusing on key areas such as key core technology research and transformation of scientific and technological achievements, we have innovated and developed R&D expense loss insurance for scientific and technological projects, and launched a number of national first-of-its-kind insurance for loss insurance such as integrated circuit tape-out costs and design infringement, filling the gap in domestic intellectual property insurance insuranceIt has underwritten more than 30,000 high-tech, "specialized, special and new" and other technology-based enterprises in the province, providing risk protection of more than 6 trillion yuan.
Take the lead in serving and promoting agricultural modernization. Based on the role of the "main force" of agricultural insurance, we have developed more than 290 agricultural insurance products such as "insurance + **", of which the products developed by our company account for more than 80% of the provincial financial awards and subsidies, basically covering the main agricultural products in the province, providing more than 300 billion yuan of risk protection for 16 million farmers, and paying 78 agricultural insurance compensation900 million yuan, benefiting 6.16 million rural households.
We are at the forefront of services, strengthening grassroots governance and ensuring people's livelihood. Focusing on the needs of functional transformation in the reform of decentralization, management and services, we will continue to upgrade the insurance service model in key areas such as safety production, and provide 18 for more than 1,360 grassroots governance projects in the province6 trillion yuan of risk protection, the number of services, the coverage of the industry's leading industry;Actively build a multi-level medical security system based on social insurance such as serious illness insurance and long-term care insurance, supplemented by various commercial health insurance, covering 13 cities and 73% of counties in the province, with an annual guarantee of 84.1 million person-times, ranking first in the industry.
Persist in striving to be a model in the insurance industry's support for Jiangsu's economic and social development and improvement of people's livelihood
PICC P&C has always adhered to the development orientation of "strong benchmarking, high quality and sustainability", deepened the implementation of comprehensive and strict governance of the party and comprehensive ingenuity management, set an example in high-quality development, strive to be a pioneer in the overall situation of service development, and serve as a benchmark in fulfilling the corporate mission, giving full play to the vanguard role of insurance in serving the real economy, improving people's livelihood and well-being, and preventing and resolving social risks.
Strive to be a demonstration in serving the real economy. Give full play to the unique advantages of insurance in risk sharing, financing credit enhancement, innovation protection, etc., and help improve the resilience and safety of the real economy development in our province.
The first is to do a good job in protecting the business risks of enterprises. It has served more than 450 top 100 enterprises in various cities in the province, with a coverage rate of 3573%;Focusing on key local industries, it underwrote more than 70,000 enterprises in industrial parks in the province, and provided risk insurance of more than 10 trillion yuan.
The second is to increase financing support for local development. A total of 13.5 billion yuan of investment funds have been introduced for the construction of Nanjing Jiangbei New Area, Suzhou high-tech city development, Suqian shantytown renovation and other projectsThrough the "government-bank-insurance" project, it has helped 6,400 enterprises obtain loans of nearly 14.9 billion yuan.
The third is to help maintain the innovation achievements of enterprises. It has issued a number of first-in-the-country insurance policies such as data intellectual property infringement loss insurance, pioneered the country's first comprehensive insurance service project for the whole life cycle of intellectual property rights, and provided intellectual property insurance services for more than 1,000 enterprises in the province.
Strive to be a model in helping rural revitalization. Focusing on the national rural revitalization strategy, we are committed to serving agricultural production, farmers' prosperity and rural governance. The first is to expand the scope of agricultural insurance. Vigorously promote the full cost insurance of staple crops, and the coverage of rural households has reached nearly 90%;Led the development of pig insurance, which was 58 in 14 pilot counties60,000 pigs provided first-class risk protection, paid compensation of 35.77 million yuan, and the effect of stabilizing the "pig cycle" was obvious. The second is to actively help farmers get rich. Enrich the "insurance supermarket" for rural revitalization and benefit the people, and launch 312 insurance products;Launched the PICC Demonstration Project and promoted it in 13 cities, providing one-stop production, supply and marketing services for large planting and breeding households, not only providing insurance protection and disaster prevention and mitigation services, but also providing excellent seeds, expert guidance and sales platformsWe have created a credit model for rural revitalization and provided more than 3 billion yuan of credit enhancement financing. The third is to innovate and serve rural governance. Issued a number of national first-of-its-kind policies such as property insurance for rural public service facilities, providing risk protection for rural toilets, farmland facilities, public facilities, etc.45900 million yuan;We continued to consolidate the achievements of the poverty alleviation strategy, invested more than 500 yuan in assistance funds, and provided more than 500,000 low-income groups in the province with anti-poverty risk protection through anti-poverty insurance. Comrade Yang Hailing, a cadre of the company in the village, won the title of the only "National Advanced Individual for Poverty Alleviation" in the insurance industry in Jiangsu, and was commended by the company.
Strive to be a model in improving people's livelihood and well-being. Promote insurance services, medical security, production safety, traffic management and other national economy and people's livelihood, and help improve the quality of life of the people. The first is to improve the capacity of medical care insurance services. Accelerate the promotion of the "Huimin Insurance" inclusive health insurance project, achieve full coverage in 13 prefectures and cities, and pay more than 2.8 billion yuan in claims for more than 4 million people in the provinceFocusing on the nursing needs of the elderly, we assisted the medical insurance department to expand the pilot of long-term care insurance, provided security services for 28.08 million insured people, and 2.25 million people enjoyed 600 million yuan in benefitsThe second is to promote exclusive insurance services for new citizens. Increase the supply of insurance to help new citizens take root in the city, and launch products such as housing lessor insurance to help new citizens live in a homeThrough the promotion of small and micro loan insurance, it alleviates the financial pressure of new citizens in daily operation and consumption, helps new citizens to start their own businesses, and provides a total of 2 billion yuan of loan support for 14,411 people. The third is to be deeply involved in traffic management. Jointly implement the "two stations and two members" model of police and security linkage with the public security traffic management department, and build 816 rural traffic safety persuasion stations and 203 township traffic management service stations in the province to help maintain rural road traffic order, and the number of road traffic accidents in rural areas of the province has decreased by 21 in the past three years2%, and the number of deaths fell by 237%;Take the lead in piloting the "No. 1 window" in Yancheng, with a total of 3160,000 high-risk business trucks and motorcycles provide "one-stop" insurance services, which have won unanimous praise from the masses and the public.
Strive to be a model in strengthening risk management. Conscientiously fulfill the insurance responsibility of "insurance, prevention, rescue and compensation", improve and improve the service system of "insurance + risk reduction service + technology", innovate and develop the "1+N" risk reduction management platform, establish a professional risk control team of more than 300 people, carry out extensive pilot projects in the fields of enterprise property, safety production, transportation, agricultural production, etc., and embed more than 5,000 sets of various IoT risk control equipment to form elevator guards, A number of risk reduction service projects with Jiangsu characteristics, such as smart parks, serve more than 30,000 enterprises every year, and carry out various safety accident prevention services330,000 times, achieving a loss reduction of more than 1 for the enterprise500 million yuan, service capacity and guarantee level ranked first in the industry;The "Urban Risk Reduction Intelligent Management Project" won the first prize of Changzhou Innovative Municipal Social Governance Excellent Project. Actively serve the province's disaster prevention, mitigation and relief work, and in the past three years, it has paid for the "fireworks" typhoon, African swine fever epidemic, extreme high temperature in the Yangtze River basin and 2023 "919 "Yancheng, Suqian and other major natural disasters compensation of more than 3 billion yuan, adhere to the fast compensation, has made a positive contribution to the stability of the province's economic and social development.
Insist on shouldering heavy burdens in the implementation of the decision-making and deployment of the first financial work conference
Jiangsu PICC Property Insurance will completely, accurately and comprehensively implement the spirit of the first financial work conference, strengthen the political capacity building of party members and leading cadres under its jurisdiction, integrate the party's centralized and unified leadership over financial work into all aspects of corporate governance, further clarify its own positioning, strengthen business political orientation, conscientiously implement the decision-making and deployment of the provincial party committee and province, pay close attention to the "five major articles" such as science and technology finance, and effectively strengthen high-quality insurance services for major strategies, key areas and weak links, and strive to build a "strong, rich, beautiful and high" The modern new Jiangsu has made new contributions.
Focus on practical measures and practical results in science and technology finance. Focusing on key areas such as emerging digital industries, artificial intelligence, and biomanufacturing, relying on the advantages of a large number of institutions such as the National Intellectual Property Protection Center and the Patent Cultivation Center of our province, we will continue to innovate the supply of science and technology insurance products that meet the different growth stages and industry characteristics of high-tech enterprises, and improve the coverage of intellectual property insuranceProvide exclusive services for about 70,000 science and technology companies in Jiangsu Province, and promote the further improvement of the underwriting coverage rate of technology enterprises such as "specialized, special and new".
Focus on green finance. Continue to upgrade the environmental pollution liability insurance model, and provide environmental risk prevention and disaster prevention and loss reduction services for insured enterprises in a timely mannerImprove the coverage of photovoltaic and wind power generation in traditional fields, and provide multi-level green insurance solutions for the industryIn response to the new risks and new needs of enterprises in the fields of energy conservation, emission reduction and green environmental protection such as clean energy, green transportation, environmental protection technology and equipment, we will actively develop green carbon insurance, ecological environment and green industry insurance, and serve "carbon peak and carbon neutrality".Explore the formation of various forms of service cooperation models such as "green insurance + credit" to amplify the synergistic effect of green finance;Further strengthen the risk protection of Jiangsu's new energy vehicle industry.
Strive to contribute to financial inclusion in a responsible manner. Focus on the risk protection needs of special groups such as new citizens, the elderly, and low-income, and accelerate the development of various types of inclusive insuranceVigorously expand the business of personal health insurance, accident insurance, and home property insurance in rural areas, and steadily increase the coverage of rural insuranceWe will further focus on the needs of the agricultural industry chain and the first chain, provide whole-process insurance risk protection, consolidate the foundation of food security, and stabilize farmers' incomesActively respond to the call of the first generation, vigorously develop agriculture-related loan business, and provide low-cost financial support for large farmers and agriculture-related small and micro enterprises.
Focus on the pension finance with sincerity and sincerity. Supporting the implementation of the national strategy to cope with the aging of the population, assist the medical insurance department to establish a multi-level medical security system, and create a long-term care insurance system and management model with diversified governance and professional operation. Lead the industry to actively undertake policy-based long-term care insurance, promote universal insurance and provincial coverage, meet the service needs of the disabled elderly, and improve the allocation efficiency of medical and pension resourcesPromote the integration of "health insurance + health management", drive the standardization and upgrading of the elderly care service market, promote the development of related health industries, and make up for the shortcomings in the field of people's livelihood.
Focus on digital finance. Actively comply with the development trend of the increasing integration of digital technology and the real economy, focus on the risk protection needs of the manufacturing industry in the "intelligent transformation and digital transformation", innovate and develop products such as cyber security insurance and industrial Internet of Things insurance, effectively introduce data security management services, and improve service data security capabilities. Vigorously promote the implementation of the new model of "insurance + risk reduction service + technology", further improve and use the risk reduction management platform system and the disaster early warning command and dispatch platform, improve the quality and efficiency of "protection and prevention and compensation" during the disaster, and accelerate the promotion of insurance services from simple "post-disaster" compensation to "pre-disaster" prevention and early warning, "disaster" rapid response and "post-disaster" accurate claims, and strive to become an effective starting point for the implementation of public safety governance and emergency management system policies.
The tide never stops, and we strive to be the first and always move forward. Facing the future, Jiangsu PICC Property Insurance said that it has always adhered to the solemn commitment of people's insurance and serving the people, anchored the goal of high-quality development, focused on the "five major articles" of science and technology finance, green finance, inclusive finance, pension finance and digital finance, effectively played the functions of insurance economic shock absorber and social stabilizer, and made new and greater contributions in the great journey of striving to promote the excellent strategy of Chinese People's Insurance and fully serving the new practice of Chinese-style modernization in Jiangsu!