The use of medical insurance reimbursement for buying drugs at pharmacies is divided into the following situations:
1.Personal account payment: For insured persons who have a balance in their personal medical insurance account, they can directly use the balance of their personal account in their medical insurance card to pay for drugs. When you buy medicines, show your health insurance card and the pharmacy staff will help you pay with your card.
2.Designated pharmacies to purchase: Insured persons can choose to purchase drugs at designated pharmacies under medical insurance. When purchasing drugs at designated pharmacies, most drugs can be reimbursed by medical insurance, except for some drugs that are not covered by medical insurance. When purchasing, make sure that the pharmacy staff includes the cost of the drug in the medical insurance reimbursement.
3.Prescription purchase: For insured persons who need to be reimbursed, they can issue prescriptions at designated hospitals, and then purchase drugs at designated pharmacies with their social security cards and prescriptions. The cost of such drugs can be covered by basic medical insurance.
4.Non-designated pharmacy purchase: If the insured person buys drugs at non-designated pharmacies, the drug cost cannot be directly reimbursed by medical insurance under normal circumstances. In this case, you can pay for the drug at your own expense, and then apply for reimbursement at the medical insurance agency with the relevant invoice and prescription.
It should be noted that when using a medical insurance card to purchase medicines, please make sure that the pharmacy is a designated pharmacy for medical insurance, and choose drugs that are covered by medical insurance. At the same time, understand the local medical insurance policy and use the medical insurance card reasonably so as not to affect the reimbursement rights.