In China, we are accustomed to using Alipay, WeChat Pay and credit cards, thanks to the rapid iteration of financial technology and a strong consumer market, we are accustomed to smooth cashless payments. However, there are differences in consumer culture, consumption habits and development trajectories in different markets around the world, resulting in completely different stages of consumer payment around the world. For overseas enterprises that build their own independent stations, in the face of a completely different payment environment, independent station acquiring is also facing many difficulties.
As a leading global fintech company, Aircloud Exchange helps overseas enterprises to acquire orders online by building digital cross-border payment and financial infrastructure, easily realizing global payment and simplifying financial operations. Today, let's take a break from the clouds.
A variety of payment methods, deep localization of acquiring
Payment methods vary greatly around the world. Different from the mainstream e-wallets in China, such as Europe, as the birthplace of the modern capital economy, the financial infrastructure is mature, and their online payment form revolves around the traditional banking systemIn Southeast Asia, where many markets are still in a state of low penetration of financial services, less than half of the population has a bank account or uses financial services, which presents opportunities for e-financeRecently, KLARNA and ATOME, which are popular in Europe, the United States, and Asia, have become popular with BNPL, PAY AGO, and are especially popular with ......the younger generation
In the face of the "thousands of people" of consumer payment methods around the world, Airwin's independent station acquiring solution can cover more than 160 payment methods in more than 180 countries and regions, including buy now, pay later.
The products themselves are deeply tied to the banking system. In addition to providing acquiring services, Aircloud Exchange has a collection and payment network spanning 150 countries and regions, docking with local banks and clearing networks around the world, integrating and condensing the local banking network into a cross-currency, cross-regional, fast and concise online collection and payment experience. At the same time, Aircloud Exchange holds more than 50 payment licenses from Chinese mainland, Hong Kong, Australia, the United Kingdom, the United States, the Netherlands, Malaysia, Singapore, New Zealand, Canada and other countries and regions to ensure safe and compliant operations.
In the face of the consumption and payment habits of customers of different ages from 20+ to 70+, Aircloud Exchange has fully connected to payment methods including credit cards, bank transfers, e-wallets, cash payments, buy now, pay later and other categories to open up the "last mile" of the target market. Independent station merchants go to countries all over the world, no matter what category, customer group, or market they are facing, they can find a one-stop acquiring solution in Aircloud Exchange.
Licensed to operate, compliant and reliable
Aircloud Exchange holds Chinese mainland payment business licenses, as well as licenses from Hong Kong, the United Kingdom, the United States, Australia and other countries and regions around the world, operating in compliance and helping independent station merchants expand their business globally.
At the same time, Aircloud Exchange has become one of the member institutions of Visa, MasterCard, American Express and UnionPay International, which can directly interact with the payment and clearing network of the card network between information flow and capital flow, so as to achieve direct connection between the card network, so as to protect the interests of customers and improve the success rate of payment.
With the continuous deepening and development of foreign affairs, the payment landscape around the world is also in a changing environment. As a leading global payment and financial platform, Aircloud Exchange continues to be at the forefront of development in this process, providing one-stop solutions for independent website merchants, making it no longer difficult for independent website to acquire orders.