One is compulsory traffic insurance, which is a must, and if you don't buy compulsory traffic insurance, the car can't be on the road.
The second is car damage insurance, which pays for the loss of one's vehicle in an accident. Vehicle damage insurance includes vehicle damage insurance, theft insurance, spontaneous combustion insurance, glass insurance, wading insurance, unable to find a third party insurance, and deductible insurance.
The third is third-party liability insurance, which pays for the losses of the other party. In the case of an accident for which you are responsible, when the compulsory traffic insurance is no longer enough to pay the other party, you can use the third-party liability insurance to pay compensation.
The fourth is seat insurance or driving insurance, which is also the type of insurance that many people are struggling with as protection. Then you have to figure out what the difference between the two is. Seat insurance is a liability insurance, which means that it is paid only in the event of an accident. 100% of the total liability, 70% of the main liability, 50% of the joint liability, and 30% of the secondary liability. Driver insurance is accident insurance and is covered regardless of liability. Seat insurance pays for the death and disability of the driver and occupants of the car, accidental medical treatment, and the driver's seat can be insured separately, but the other seats need to be insured together, not with the car, after one insurance, the premium for the next year will increase. Driving insurance also pays for the death and disability of the driver and occupants of the car, accidental medical treatment, but an additional hospitalization allowance. Driving insurance is not considered car insurance, so even if you have an accident, it will not affect your premium for the following year.