Non-rigid need not to buy a house, but I think it should be the other way around, non-investment does not buy a house, many people have a deep-rooted concept, that is, buying a house is equal to living, so buying a house is necessary, but buying a house is a 100% asset allocation behavior, otherwise as long as the house price does not rise, it is a pure loss of money, can you live in a rented house, you can also live, you can still go to school, but you can't go to the top school district, why in the past, the mother-in-law asked for a house to get married, does the mother-in-law really want just a house?
If a young man who has no house, no car and no job, but has tens of millions of savings at home, will the mother-in-law agree, and will definitely agree, what the mother-in-law wants is not a house, but your property capacity, and your asset level, so now ask yourself a word, do you want to buy a house?If you look at this problem from the perspective of investment, in fact, it is similar to buying **, buying must be potential stocks, growth stocks, white horse stocks, blue chip stocks, China's 1.4 billion people, basically have a house, but China only has about 100 million middle-class rich people, there is a need for asset preservation and appreciation, why now when it comes to buying a house, 90% of people are scolded, because these people simply feel that the house is used to live, not worthy of such a high ** Quality assets all have several things in common, the first is to generate a steady cash flow, which is rent!
The second is to be able to share the dividends of the rapid development of the city, the third is the education, finance, medical and other attributes outside the house, no matter how many hundred years of China's development for thousands of years, people's demand for asset preservation and appreciation, there will never be any change, the house itself is not valuable, the value is the people who live in this place, and the supporting facilities near the house, such as some rural areas now, many houses are idle there no one wants, some small cities have slowly become ghost towns, in essence, the people there are not worth much, and the supporting facilities there are not worth much, so buying a house is the behavior of asset allocation, do not buy a house for non-investment, especially just need。