With the development of social economy, people's living standards are constantly improving, and the concept of consumption is also undergoing profound changes. However, in the process, residents' concerns about consumption have also become increasingly prominent. Among them, concerns about medical care, pension, and education are considered to be the biggest consumption pressures**. Among the "three mountains", the uncertainty of medical care is the greatest, which brings huge psychological pressure to residents. This article will provide an in-depth analysis of this issue.
First, let's look at the medical concerns. With the aging of the population, the number of elderly people is increasing year by year, and the health problems of the elderly are becoming increasingly prominent. At the same time, the incidence of chronic diseases, rare diseases and other diseases is also rising, which brings a heavy economic burden to patients and their families. In addition, the uneven distribution of medical resources is also a prominent problem. In some large cities, high-quality medical resources are relatively concentrated, while in small and medium-sized cities and rural areas, medical resources are relatively scarce. As a result, residents often have to bear high medical costs when facing illness, or even delay because they cannot afford high medical costs**. Therefore, the uncertainty of medical care has become a major concern for residents.
Secondly, the issue of pension is also one of the important concerns of residents' consumption. With the implementation of the family planning policy, China's population structure has undergone great changes, and single-child families have gradually become the mainstream. This means that many families will be faced with a "421" family structure, i.e., four elderly people, two middle-aged people, and one child. In this case, the issue of old-age care has become a real problem that every family must face. However, at present, China's pension insurance system is not perfect, and the payment level of pension is relatively low, which is difficult to meet the living needs of the elderly. In addition, there are certain deficiencies in the supply of pension service market, especially in some small and medium-sized cities and rural areas, and high-quality pension service resources are very limited. This makes residents have to make full preparations for their later life in advance when facing the problem of pension, which increases the pressure on consumption.
In addition, the issue of education is also a major concern for residents' consumption. With the development of society, education has become an indispensable part of people's lives. However, the continuous cost of education has put many families under great financial pressure in terms of their children's education. Especially in first-tier cities, from primary school to university, the cost of education can easily be hundreds of thousands or even millions. As a result, many families spend a large part of their household consumption on their children's education. In addition, the imbalance of educational resources is also a prominent problem. In some popular school districts, housing prices are high, resulting in many parents having to choose to buy ** school district housing in order to give their children a better education. This not only increases the financial burden on families, but also exacerbates the gap between the rich and the poor in society.
To sum up, the "three mountains" of medical care, pension and education have brought huge consumption pressure to residents. In particular, the uncertainty of medical care makes residents often have to bear high medical costs when facing diseases, and even delay because they cannot afford high medical costs**. In order to solve this problem, we should increase investment in medical and health services, optimize the allocation of medical resources, improve the quality of medical services, and reduce the medical burden of residents. At the same time, improve the pension insurance system, improve the level of pension payment, develop the pension service industry, and meet the living needs of the elderly. In addition, we should also increase investment in education, optimize the allocation of educational resources, reduce education costs, and reduce the economic pressure on families in children's education. Only in this way can we truly eliminate residents' consumption worries and promote the harmonious and stable development of society.