Xinjiang has a vast territory and has superior natural conditions for the development of animal husbandry. Animal husbandry insurance has played an important role in resisting natural disasters, resuming production in a timely manner, recovering economic losses and maintaining social stability in rural areas.
According to the relevant person in charge of the Xinjiang Supervision Bureau of the State Administration of Financial Supervision and Administration, since the beginning of this year, the development of animal husbandry insurance in Xinjiang has been generally stable. As of the end of June, animal husbandry insurance provided risk protection of 3879.5 billion yuan, a year-on-year increase of 642%。In the first half of the year, the insurance of animal husbandry paid 177.7 billion yuan, a year-on-year increase of 2742%, which effectively compensates the economic losses of the insured.
The person in charge said that in view of the fact that pastoral areas are often located in remote areas and have complex terrain, insurance institutions have taken a series of targeted measures to promote the continuous improvement of the quality and efficiency of insurance claims in the animal husbandry industry. The first is to increase the allocation of service manpower and vehicles, improve the co-insurance mechanism, and strive to allow the insured in pastoral areas to obtain the same claim settlement services. The second is to actively promote advanced technologies such as electronic ear tags, biometric recognition (such as cow face recognition, cow pattern recognition) and handheld information terminals to further improve the timeliness and accuracy of survey and damage assessment. Third, on the premise of complying with laws, regulations and regulatory provisions, and effectively preventing moral hazard, we have actively explored modes such as centralized investigation and damage assessment and self-help claim settlement by the insured, and achieved certain results.
Abdurusuli Abdurixit, a farmer in Guzailkule Village, Gazikul Township, Maigaiti County, Kashgar Prefecture, Xinjiang, whose family is largely dependent on the income of eight cows, died of pyrowormiasis, which had a major impact on his family's finances. Luckily, he took out the breeding insurance provided by the Kashgar branch of China Property & Casualty Insurance Co., Ltd. for his dairy cows.
After receiving Abdurusuri's report, China Property & Casualty Insurance Kashgar Branch quickly sent personnel to the scene to investigate, and confirmed the cause of death with the assistance of a veterinarian from the local animal husbandry station. The surveyors made detailed records of the scene and properly disposed of the remains under the guidance of professionals. The company demonstrated its ability to settle claims quickly, completing the compensation process in just one working day, paying Abdulrusuli 10,000 yuan in compensation, relieving his financial pressure.
In the future, China Property & Casualty will always practice the service tenet of "service first, keep promises, and repay the society", strengthen the construction of agricultural insurance services, and escort the cause of "agriculture, rural areas and rural areas".