Medical insurance reform is one of the important issues that China has paid attention to in recent years. With the aging of the population and the continuous increase in medical costs, the medical insurance system is facing great pressure and challenges. In order to improve the sustainability and fairness of the medical insurance system, ** has been actively promoting medical insurance reform.
1. Background of medical insurance reform.
China's traditional medical insurance system was established during the period of planned economy, when the unit was responsible for paying the medical expenses of employees. With the development of the market economy, this system no longer meets the needs of the times. At the same time, with the aging of the population and the continuous progress of medical technology, medical expenses are also increasing, which has brought great pressure to the medical insurance system.
Second, the goal of medical insurance reform.
The goal of the medical insurance reform is to establish a basic medical insurance system covering all citizens and to achieve the fairness and sustainability of the medical insurance system. Specifically, medical insurance reform should achieve the following goals:
Expand health insurance coverage and include more people in the health care system;
Improve the level of medical insurance, improve the level of medical security, and reduce the burden of medical treatment for the masses;
Promote the reform of medical insurance payment methods, reduce medical costs, and improve the efficiency of the use of medical insurance funds
Strengthen supervision, standardize medical service behavior, and ensure the safe and effective use of medical insurance funds.
3. Measures for medical insurance reform.
In order to achieve the above objectives, the following measures have been taken:
Establish a basic medical insurance system and include all citizens in the medical insurance system;
Promote the reform of medical insurance payment methods, and adopt a combination of payment methods such as payment according to the type of disease, capitation payment, and payment by bed
Strengthen supervision, standardize medical service behavior, and ensure the safe and effective use of medical insurance funds.
Strengthen the construction of medical insurance informatization, and improve the efficiency and service level of medical insurance management.
Fourth, the significance of medical insurance reform.
The significance of health insurance reform is as follows:
Improve the fairness and sustainability of the medical insurance system, and protect the basic medical rights and interests of all citizens;
Reduce the burden of medical treatment for the masses and improve the level of medical security;
Reduce medical costs and improve the efficiency of medical insurance funds;
Regulate the behavior of medical services and ensure the safe and effective use of medical insurance funds.
5. Challenges and prospects of medical insurance reform.
Although the health care reform has achieved some results, it still faces some challenges. For example, the level of medical insurance in some regions and industries is still low, and some medical institutions have excessive ** and waste. Therefore, it is necessary to continue to strengthen the supervision and standardize the behavior of medical services, promote the reform of medical insurance payment methods and improve the level of medical insurance.
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