The credit card auto-debit function is a convenient service for users to repay the loan, which can automatically deduct the minimum payment amount or full repayment of the credit card from the user's debit card or other third-party institution on the repayment date of each month. This way, users don't have to worry about overdue penalties or damage to their credit history due to forgetting to make a payment. However, there may be times when you want to turn this feature off, for example because you don't have a good cash flow or because you want to control the amount of your payments. So, how do you turn off the automatic charge function for your credit card?
Depending on the issuing bank and third-party institution, users can turn off credit card auto-charge in one of several ways:
Find the auto-repayment on the official app of the card-issuing bank, select cancel the auto-repayment, and then unbind the auto-repayment bank.
In the Personal Online Banking version, go to the "Auto Repayment Page" in "Repayment Management" to cancel the automatic repayment.
Call credit card customer service**, select manual service, and apply to customer service to cancel the automatic credit card repayment.
Go to the bank counter and cancel the automatic deduction with your ID card and bank card.
In the bank's mobile client or online banking, go to your personal account, select "Quick Payment Management", and turn off bank card deduction.
After disabling the automatic credit card debit function, users need to pay attention to timely repayment to avoid unnecessary losses. At the same time, users can also re-activate the automatic deduction function according to their actual situation and enjoy more convenient credit card services.
Credit cards