How to swipe the card
POS machine mobile app
Standardize the use of cards
With the official landing of No. 259 document, one machine and one code, the physical POS machine implements fixed merchants, and the mobile phone POS that was previously popular has also begun to fix merchants, and mobile phone POS and code cards are not free from supervision and arbitrary, and recently there are Pu X Bao to avoid supervision, and there are also a number of code cards to open transaction limits, which shows that the impact of this policy on the payment industry is obvious, and the Payment and Clearing Association of China recently released the "Total Index of the Payment and Clearing Industry in the Second Quarter of 2023" , the total amount of credit card overdue is 8964.6 billion yuan, the total overdue amount of credit cards is currently high, and many banks have taken the same measures to reduce the credit line and reduce the overdue rate of credit cards.
Precautions
Diversification
If your credit card often consumes many times in the same merchant, it is possible to receive a warning from the bank, and you have to pay attention to it after being warned, although the main reason this time is the supervision of bad funds, but at the moment it is still necessary to properly converge, you can diversify consumption, it is best to diversify consumption, in case the credit card is reduced or the card is not cost-effective.
Not blind
At present, many people coax to say that they want to quickly run ten sets of eight machines, this statement has bad motives, the purpose is to let it activate more equipment, so as to bring more installation income to himself, it is right to make money, you need to make money, but it is not good to mislead consumers, after all, the deposit, traffic fee, who is out, in case of policy changes in the later stage, this pile of machines that spend money to do, it is estimated that no one wants to collect waste products, and it is the consumers who will suffer in the end.
Find the right product
There are still alternative methods, such as installing the mobile phone app directly operated by the payment company, compared with the machine, it does not require a deposit, no traffic fee, and solves the cost problem of installing a POS machine. It is also more convenient to go out at ordinary times, no need to carry a bunch of credit cards, equipment, no need to pay traffic card fees, and you can operate anytime and anywhere.
Final summary
If you now use the machine only one merchant, it is recommended to try the mobile phone POS, there is no better alternative product on the market, of course, you must choose the products of regular payment companies, so as to be safe and stable.