Social security knowledge, crayfish daily sharing No. 905, welcome to pay attention!
Free medical care for all has always been a hot topic of social concern, and there have been many controversies about free medical care for all.
Universal free medical care refers to the payment of all or a large amount of medical expenses by the ** department or medical insurance institution, and patients do not need to pay or symbolically pay a little medical expenses.
At present, free medical care for all is divided into two categories:
The first type is a planned economy country, where free medical care for all is supported by the state, and state-run hospitals are the leading functional departments, which are responsible for providing free medical treatment to patients, and there is no expenditure in the medical process.
Such countries are represented by countries with planned economies such as North Korea, Cuba, and Venezuela.
The second category is countries with market economies, where the level of free medical care is very high, and the whole population is free or close to free.
There are three types of free funding for medical care:
The first is represented by the United Kingdom, Australia, Canada, Northern Europe and other countries, and the funding of free medical care for all is based on taxes. High taxes!
Australia is a country with a high tax burden and high welfare, and the burden of personal income tax is significantly higher than that of China.
According to News Corp Australia, Australians are levied an average of 23Income tax of 2%, much higher than the OECD 149% average.
The second is represented by Germany and Japan, the social insurance model, units and individuals jointly pay, state subsidies, and social sharing.
Taking Japan as an example, the upper limit of individual medical insurance payment is about 4,000 yuan, and if it is exceeded, it is free, but you need to pay about 10,000 yuan per month for medical insurance.
The third is represented by the United States, a pure commercial insurance model, free medical insurance for special groups (the elderly, the disabled and the poor).
Comments] China is a market economy country, and it is unlikely to implement the way of free medical care for all in countries with a planned economy
Compared with market economy countries, China's medical insurance system is somewhat similar to the system of Germany and Japan, but the ceiling line is higher, and the relative monthly medical insurance cost is lower.
Capped at 4,000 yuan, pay 10,000 yuan per month;
The cap is 100,000 yuan, and the annual payment is 380 yuan;
If it's you, which do you choose?
The next article will talk about the advantages and disadvantages of universal free medical care).
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