I received a letter from a member "Xu Sen", who said: "I will be different this time, and I will stick to it in order to seize the opportunity." ”
If you are confused and confused right now, then this letter is really worth reading and will definitely help you.
The original text of the letter is as follows.
I am "Xu Sen", a member of the 7-minute member family, and a small one of the many ordinary and ordinary financial managers.
Personal financial management experience starts in 2017.
At that time, the first contact with ** was recommended by a colleague, and xx** has been very popular and profitable recently.
I don't know what ** is, but I also followed the trend to join it and bought some treasures with a high ranking**.
After buying, I started to **, and I didn't know how to operate, so I could only wait for the market to pick up (I didn't understand the market at that time).
In the end, the ** I bought took more than half a year, lost 30%, and in a panic, I cleared the warehouse at one time in 2018. (Looking back now, it happened to be sold at the lowest point at that time).
At that time, if you knew how to manage money, used the method of [regular investment] to reduce the cost, and used the [water temperature measurement method to make up the position] to find the right time to make up the position, you should be profitable.
It's a pity that I didn't understand anything at the time, and I experienced what a little leek is chasing up and down.
Subsequently, watching the market click**, I was moved again.
In April 2019, I refused to admit defeat, and at 3200 points, I once again single-handedly entered the market, I thought that I had the first lesson, and I could deal with the market well.
I didn't chase the top **, I bought a bullish industry** (at that time, I didn't understand the classification and risk of **).
As a result, I overestimated myself, and more frankly, overestimated the fragility of human nature.
In August of the same year, I couldn't stand the market, and I lost 25% below 2800 points, and I left the market again.
Looking back on the same thing, it was sold at a low level again, and it rose back later without accident.
Then, in March 2020, on the recommendation of a friend, I listened to a special live broadcast of Metro, and was moved by Metro's professional live content, clear financial management ideas and unique investment philosophy.
I resolutely joined the 7-minute paid service, and in order to advance and retreat with 7-minutes, I became a lifelong member.
Over the past few years, the 7-minute professional knowledge explanation and counseling have benefited me a lot and learned a lot of knowledge in the process of financial management.
When I was at the highest level, I learned to do [single transaction] to replace the liquidity of a part of the funds, and each money could be effectively used.
Use the [water temperature measurement and replenishment method] to find the opportunity** and dilute the investment cost.
At the same time, unconsciously, the mindset of investing has also changed a lot.
At present, the market once again fell below 3,000 points, and many friends around me began to shake their faith in investment again.
When chatting, my friend said that I really couldn't stay up, and some wanted to give up.
Actually, I really understand this kind of feeling, after all, I have experienced it several times. Every time I spend it in torment, self-blame, and regret.
However, as a person who has come before, I would like to tell you-
In investment, volatility is the norm, and unexpected losses in time and space are always challenging everyone's patience, which is a major obstacle to surviving the bear market.
Everyone needs to re-examine their return goals and risk tolerance, stay calm in a long bear market, and not be overwhelmed by the continuous expansion of losses.
There are many "fear" emotions and voices in the market, and we should listen to our hearts.
Ask yourself if you are really fearful, or if you are greedy
If you want to leave, are you really scared, or do you want to wait for the cheap to buy back?
In fact, many people will not really leave the market, and may have planned to buy it back one day in the future.
Don't say right or wrong, because there is a probability of success and a probability of failure.
This kind of behavior of selling at a low level and waiting for a lower price to come back has both success and failure.
But at a relatively low level, doing this kind of action of cutting meat and leaving the field, you still have to bear the loss of failure. The loss of failure is that you sell, and then the market rises, can you afford it?
I've made similar mistakes a few times before, but this time I'm going to be different, and I'm going to survive to get ahead of the curve.
Do not lightly cut the meat and leave the scene, but are willing to pay a certain profit or even cost, hold the high-quality base, have the first hand, and leave the rest to time.
Secondly, if you have the ability, you will increase your position, and if you are not capable, you will lie down.
If you still have spare money, you can increase your position in a small amount and many times through regular investment, which will not have too much economic pressure, and you don't have to think about the bottom all day long, just collect cheap chips slowly.
If you don't have spare money, you can adjust your existing positions, improve your defense, and lie down for a while, sometimes "doing nothing is making a difference".
To be honest, 7 minutes has really done a good job, and in November, 2 profits earned 7%+8%, * In the adjustment, the "single transaction" also increased the income.
Otherwise, the ups and downs are also a roller coaster ride back and forth, and it is also a bamboo basket to draw water.
This is also a little warmth for me in the cold**, and I have gained an unexpected surprise.
In such a difficult moment, Meiluo and 7 Minutes still stayed with us, gave us advice, and soothed our wounded hearts.
I really appreciate it, and I would like to sincerely thank everyone on the 7 Minutes team!