When it comes to tax-advantaged health insurance, there may be many friends who are still relatively unfamiliar. Tax-advantaged health insurance is a kind of health insurance launched by the state and insurance companies in cooperation, and is a welfare policy launched by the state to improve people's livelihood. For users who have applied for tax-advantaged health insurance, the premium can be used to deduct the individual income tax. There is no way to deduct the tax amount from ordinary health insurance.
Recently, Sino-Dutch Life Insurance has launched a Sino-Dutch New Year's Critical Illness Insurance, which is said to be a tax-advantaged health insurance. So, what is the protection responsibility of Sino-Dutch Critical Illness Insurance?Is it tax-advantaged health insurance?Let's take a look!
1. What are the protection responsibilities of Sino-Dutch Critical Illness Insurance?
What are the protection responsibilities of Sino-Dutch Critical Illness Insurance?Xiaokai has already listed it for everyone!
It can be seen through ** that the Sino-Dutch Critical Illness Insurance covers 28 kinds of critical illnesses and 3 moderate and mild illnesses, the critical illness is 100% payout, which can be paid once, the mild illness is 30% payout, and different mild illnesses can be paid up to 3 times. Although there are not many types of illnesses covered, they are all common and high-incidence diseases.
If the insured passes away without making a claim, the insurance company will pay the greater of the cash value or the amount of premiums paid.
Of course, it also has a value-added service critical illness green pass, so you don't have to worry about the problem of difficult medical treatment.
If you have enough budget, you can also add a specific critical illness benefit, which includes 8 specific critical illnesses, and once you are diagnosed with these 8 critical illnesses, you can receive an additional 100% of the basic sum assured.
If you don't want to take out a lot of money to pay the premium at one time, you can choose to pay monthly to dilute the payment pressure.
2. Is Sino-Dutch New Year's Critical Illness Insurance a tax-advantaged health insurance?
There are still many friends who will be curious, whether the Sino-Dutch New Year's Critical Illness Insurance is a tax-advantaged health insurance?The answer is yes!It is a tax-deductible critical illness insurance!Sino-Dutch New Year's Critical Illness Insurance not only provides illness protection for the insured, but also deducts the individual income tax for the policyholder, with a maximum tax deduction of 2,400 yuan per year and a maximum of 1,080 yuan in individual income tax.
Write at the end
If your personal income tax is relatively high and you want to avoid taxes reasonably, and you can give yourself or your family a protection by email, it is better to take a look at this Sino-Dutch New Year Critical Illness Insurance, if you have any questions, you are also welcome to consult our consultants.