The old driver ran on the road.
Someone grabbed a red light and knocked down a passerby.
Someone reversed and ran over his wife's foot.
There are also people who press the accelerator when the brake is ......
There are many strange cases.
But can car insurance cover everything?
Below. Let's find out.
When the car is driving, the child in the back seat mistakenly opens the door, resulting in a fall and injury, can the car insurance compensate?
Compensation (corresponding insurance type required).
"Liability Insurance for Persons on Board".The clause stipulates that the insurance company shall compensate the insured within the prescribed limit for the personal life of the passengers in the car caused by the insured accident in the process of using the insured vehicle, as well as the necessary and reasonable rescue expenses paid in order to reduce the loss, such as medical expenses and rescue expenses.
If you are in a hurry to get to work, and you accidentally run a red light and hit a pedestrian while driving, can the car insurance pay for it?
Compensation (corresponding insurance type required).
Driving a vehicle through a red light, although it violates the relevant provisions of the Road Traffic Safety Law, does not fall under the exemption of motor vehicle insurance.
If insured"Commercial Third Party Liability Insurance".As long as the accident is not caused by the intentional acts of the parties to the accident, the insurance company shall pay compensation within the prescribed limit.
The car was flooded while playing in the water, which caused a huge psychological shadow
Not necessarily
In the terms of the vehicle insurance, the solatium for moral damage is 0 exemption from liability.
If insured"Additional Moral Injury Solatium Liability Insurance".In the case of additional insurance, in the case of the victim's personal **, the compensation can be negotiated according to the court judgment or the insurance company.
If the car is parked on the ramp and the paint is damaged due to the scraping of the vehicle, can the car insurance compensate for it?
Compensation (corresponding insurance type required).
"Car Damage Insurance".The clause stipulates that during the insurance period, the insurance company shall compensate the insured within the prescribed limit for the loss of the insured motor vehicle caused by collision or other reasons in the course of using the insured motor vehicle during the use of the insured motor vehicleIf the car body is damaged due to a slip due to quality problems such as loose handbrakes, the insurance company can claim compensation from the automobile manufacturer after making a claim.
If my husband was injured when I hit a trash can while driving, I only have commercial third-party liability insurance and compulsory traffic insurance, can I be compensated by car insurance?
No compensation
"Third Party Liability Insurance" and "Compulsory Liability Insurance".The compensation objects are all third parties, excluding the people on the car and the insured, so the insurance company does not bear the liability for the unilateral accident.
Only insured"Vehicle Damage Insurance" and "Vehicle Occupant Liability Insurance"., the insurance company will pay for the property damage of the insured vehicle and the person on the vehicle.
There are thousands of roads, and safety is the first.
Whether it's a new car owner, or an old car owner.
At the same time, you can take out the right car insurance for your car.
Drive cautiously and hold it safely in your hands.
is the most reliable guarantee.
(**Chongqing PICC Property Insurance).
