On December 10, a series of collisions occurred in a ski resort in Shaanxi.
A man suddenly lost control while skiing on the advanced slopes, injuring several skiers in a row, and finally fell to the ground and convulsed. The scene was shocking!
In response to this accident, the company has the following opinions.
Skiing should be done with caution
After the incident, a man who was obviously a novice skier, in the absence of skiing skills, lost control and fell on the advanced slope, hitting many people in a row, causing a series of subsequent accidents.
At the ski resort, there are different levels of pistes for different levels of skiers. The advanced trails are suitable for experienced skiers with advanced skiing skills.
This collision has led us to rethink the safety norms of skiing and other high-risk sports.
Visitors should choose their own trails wisely based on their skill level and maintain appropriate speeds and intervals to ensure their own safety and that of others.
Subsequent Indemnification
The man and the other victims were rushed to hospital**. Based on the current information, let's take a look at the division of liability. 1Possible liability of the impactor:
The Civil Code stipulates that if a person voluntarily participates in a cultural or sports activity with a certain degree of risk, and suffers damage due to the behavior of other participants, the victim shall not request the other participants to bear tort liability;
However, this does not apply if other participants are intentionally or grossly negligent in causing the damage.
For several people who have been hit, if the impactor is grossly at fault, he or she shall be liable for compensation.
2) Possible liability of the ski resort:
Article 1198 of the Civil Code stipulates that if an operator of a public place fails to fulfill its obligation to ensure safety and causes damage to others, it shall bear tort liability.
If the act of a third party causes damage to others, the third party shall bear tort liability;If the operator fails to fulfill its security obligations, it shall bear the corresponding supplementary liability.
If the ski resort has a safety management lapse, or is at fault for the man's injuries, he will be partially liable for compensation.
For several victims, if the ski resort is at fault and has not fully fulfilled its safety management responsibilities, it is necessary to bear supplementary liability for compensation.
Can insurance cover it?
Is this the end of the matter, no, if there is insurance, this matter will turn around!
1) If the ski resort ticket includes accident insurance, or the tourist has his own purchaseAccident insuranceThe insurance company can compensate the corresponding tourists for medical expenses, disability compensation and other expenses. However, this is provided that skiing is not covered by the accident insurance exclusions.
2) If the man has taken out third party liability insurance, the insurance company can pay compensation to the victim on his behalf.
3) If the ski resort has purchased liability insurance, the insurance company can compensate the ski resort for the man and other victims within the limit of liability.
Write at the end
For tourists:
Skiing requires high skill and self-control, so visitors need to choose a slope that meets their own level, do what they can, and follow the safety regulations and precautions of the ski resort.
For ski resorts:
The safety management of ski resorts is crucial. The safety facilities, warning signs, site management, supervision measures for skiers, accident rescue, etc., are closely related to the accident rate and subsequent severity, and also directly affect the size of the compensation liability that the ski resort needs to bear.