When a bank card is involved in criminal activity or legal disputes, the bank may take measures to freeze it to protect its rights and comply with the law. However, the provisions of the freezing period vary from case to case, and below we will stipulate the period of freezing of bank cards involved in the case.
Netizen consultation:
Is there a time limit for freezing bank cards involved in cases?
Lawyer answers:
There is a time limit for the freezing of bank cards involved in the case. The period for enforcing the freezing of bank cards shall not exceed six months. The period for a people's court to freeze a person's bank deposits and other funds must not exceed six months, the period for sealing or seizing movable property must not exceed one year, and the period for sealing immovable property or freezing other property rights must not exceed two years.
How to unfreeze an account freeze.
1. The parties can call the official customer service of the bank to consult the reason for the freezing
2. The parties can go to the nearest ** office to go through the relevant procedures;
3. The parties can go to the bank to go through the procedures for unfreezing.
[Legal basis].
Law of the People's Republic of China on Commercial Banks
Article 73 In any of the following circumstances, a commercial bank shall bear the interest on the payment of delayed performance and other civil liabilities if it causes property damage to depositors or other customers:
1) Unreasonable delay or refusal to pay the principal and interest of the deposit;
2) Violation of the provisions of the settlement business such as the acceptance of bills, not to be cashed, not to receive and pay into the account, to press the bill, to press the bill or to return the bill in violation of the regulations;
3) Illegally inquiring, freezing, or deducting personal savings deposits or unit deposits;
4) Other acts that cause damage to depositors or other customers in violation of the provisions of this Law. In the case of the circumstances specified in the preceding paragraph, the banking regulatory institution shall order corrections, and if there are illegal gains, the illegal gains shall be confiscated, and if the illegal gains are more than 50,000 yuan, a fine of not less than one time but not more than five times the illegal gains shall be imposed;where there are no unlawful gains or the unlawful gains are less than 50,000 RMB, a fine of between 50,000 and 500,000 RMB is to be given.
Author: Fa Que Consulting.
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