Three years ago, I bought a big lottery for 3 yuan and won 18 million
I am a grassroots clerk, and my husband and I have a combined salary of more than 10,000 yuan per month.
repay the mortgage to support two children, and save three or four thousand a month. Life has always been uneventful, without ups and downs.
Newbie Mentoring Program
Change is happening on that day.
When I came out of the supermarket, I bought a big lottery with 3 yuan left over when I bought ice cream for my child.
Since I bought it, I paid attention to the lottery situation, and I couldn't believe it when I reported the numbers, and I really won the lottery several times.
It's confirmed, 18 million. I was surprisingly calm, and in an instant I figured out how to withdraw the money and what to do with it.
It's like rehearsing it in your mind hundreds of times.
I took two days off from the leader on my mobile phone, checked my brother's homework, bathed my sister, and coaxed the child to sleep as usual.
I couldn't sleep on my own, my mind was empty, I didn't think about anything, but I just couldn't sleep.
The next day, I dropped my brother off to school, and I went to the mall to buy a long hooded down jacket.
Call ** to the lottery center, confirm the cooperative bank, it happens to be the construction bank, save the bank card again, ask the place to receive the prize, and charter a bus directly to the provincial capital.
I told my family that I was on a temporary business trip, and I wasn't sure I could go home today.
Get off at the provincial capital hospital and eat fried noodles at a small restaurant.
In the afternoon, I took the bus to the award center, and I was wearing a down jacket with a hat and a mask. Following the guidance of the staff, the winning information was successfully confirmed.
I paid the 360w tax, and the staff asked me if I wanted to donate, but I didn't. I can clearly feel the change in the attitude of the staff, this is a small matter, I don't care, I want to wait until it is done, and go to contact the teachers in the town to anonymously sponsor a few students in need.
Because it was the afternoon to receive the prize, the prize could not be received until the next day, and after confirming that there was no omission, I did not stay in the provincial capital for long, and went home by chartered car.
When I got home, I gave my down jacket to my mom and I went home. Or business as usual and nothing has changed.
I went out in the morning on Friday, didn't go to work, didn't have a place to go, just had coffee at the mall. At half past ten, 14.4 million arrived.
I have four bank cards on hand. CCB's card limit is 500,000 for a single transaction, and the daily cumulative limit is 1 million. I transferred 1 million to ICBC.
Then I went to the business hall to make a three-year fixed deposit with an interest rate of 325, not high, but I'm also very satisfied.
I went to the head office of CCB, made an appointment to repay the loan in advance, made an appointment to handle it next Wednesday, and deposited a fixed deposit of 1 million yuan with an interest rate of 3 for three years25
I went to the Shanghai Pudong Development Bank and China Merchants Bank next door to CCB to get a bank card and confirmed the three-year interest rate of 3 for large-amount certificates of deposit95, make an appointment to deposit on Saturday morning, and deposit 500,000 each.
It's too late to go to the Bank of China to apply for a card, so I'll do it on Monday.
1 million a day, except for the Agricultural Bank of China and the Rural Commercial Bank of China, 1 million each, all the rest are deposited in the Bank of China, and they are all deposited for a fixed period of 3 years.
I know very well that I am not a very rational person, I am easy to float, this money is not much for rich people, but this is the money that my family can't earn for a lifetime, I am afraid that I will not be able to control myself, so I will give myself a buffer period, three years.
After getting this money, in addition to paying off the mortgage, I saved all the rest in a three-year fixed deposit.
No matter how impulsive I was, three years was enough for me to calm down.
It's been done in 20 days.
I began to return to my old rhythm of life.
It took me three months to recover, and I had the urge to spend, and every time I wanted to spend money, I gave up when I saw that the loss of early payment was less interest.
The more time passed, the more reluctant I was to withdraw the money.
If I want to say that my life has changed since winning the lottery, there is no change, I still go to work step by step, calculate expenses, and try to save a little money every month.
There are psychological changes, it has become easier, there is no anxiety about the future of the child, and there is no anxiety about the elderly.
The money saved every month is planned to take advantage of the children's summer and winter vacations to go out with the family.
The mood is relaxed, and the family atmosphere is better, because every time I think about a huge amount of money when things don't go my way, I instantly feel that it is not a thing.
It doesn't matter if the child doesn't do well in the exam, if he stays with him in the future, with the living standard of our family, this money is enough for three generations to spend.
It doesn't matter if the husband and wife have conflicts, it's a big deal to get divorced, anyway, if you have money, you can live with children.
It doesn't matter if the mother-in-law and daughter-in-law have conflicts, when the money is due, they will buy a small house and live separately.
There is no contradiction with my colleagues, I complete my own work, I don't want to progress, and I am safe and stable.
Life has really changed for the better. It turns out that everyone said that money can solve 99% of the contradictions in life is true.
In the past three years, my family and I have been to Hainan in winter, Beijing during the small holidays, Yunnan in the summer, Jiuzhaigou to see the water, climbed the Yellow Mountain, I am a housegirl, I used to travel and felt very painful, I was lazy, I was home, my favorite is to clean the house and lie on the sofa to watch**.
But money can make my trip a little better. I will contact the local tour guide directly and ask the tour guide to plan the route, car rental, food, hotel tickets, air tickets, all without bothering, just look with your eyes and eat with your mouth.
This greatly improves travel comfort. I don't have any aversion to traveling. I traveled two or three times a year, and it didn't cost much money, but we saved 50,000 yuan in the past three years.
In this way, three years passed peacefully. The bank deposit matured, and the total amount of principal and interest was 1560260,000 yuan.
I took out 360,000 yuan to find the primary school in our town, identified 20 poor students, learned about their real living conditions, and determined to subsidize 500 yuan per person per month. In the future, when the interest on the deposit is due, I will take out a sum of money to support them until they go to college or enter the society early. And then another batch will be funded.
In the past three years, I have lived a stable life, except for the donation when I did not need to use the money, although the bank interest rate was lowered, I still chose to save a fixed deposit for three years.
This money is the confidence, although it is not used, but with it, it means that there is a way out.
I'm sure I'll continue to live three years after another.