According to observations and expert analysis, there may be "sequelae" in the real estate market in 2023. The main reasons for this situation are manifold.
First, real estate loans and loans secured by real estate accounted for 39% of the loan balance. This over-reliance on real estate loans has increased market instability.
Secondly, the expected impact is also one of the reasons for the "sequelae" of the real estate market in 2023. In the current market situation, people's home purchase decisions are affected by expectations, and once expectations fall, the heat of the real estate market will also be affected.
However, recently, the top management has released two "signals" about the future development of real estate.
They emphasize the protection of the interests of home buyers, and gradually realize "de-financialization", adhering to the principle of housing for living, not speculation.
This indicates that the regulation of the real estate market will be strengthened and it is hoped that the market will be stabilized through reforms.
This series of measures will undoubtedly have an impact on three groups of people. The first is the pure rigid demand group, due to the implementation of the policy, they may face an increase in the difficulty of buying a house.
Secondly, the demand for improved housing will also be affected.
Policy adjustments may result in postponement or adjustment of home purchase plans.
Finally, real estate companies will also be affected, facing a situation of declining market demand and increasing sales pressure, and need to adjust their strategies to adapt to the new market environment.