A few days ago, a friend who wanted to take out a loan asked me, what are the characteristics of the revolving loan of China Post Consumer Finance?Personally, I believe that the most obvious feature of China Post's consumer loan products as a whole is that they are formal. In addition, the revolving loan product has the following features:
1.Flexibility in borrowing and repayment. One approval, one credit, during the credit period, the line can be recycled, can be used at any time, easy to use;
2.Sufficient quotas. The amount of revolving loan can be applied for is 1,000 yuan and 200,000 yuan, both of which can be used for daily consumption
3.Support 3 6 9 12 18 24 installments optional, which can greatly alleviate the user's repayment pressure;
4.Revolving loans can be repaid in advance without any penalty for early repayment;
5.Interest is calculated on a daily basis, and no interest is charged on the amount.
Therefore, for friends who need to have capital turnover for living expenses, revolving loan is a convenient and easy-to-use product. So if you want to apply for a revolving loan, what are the application channels?
1.China Post Wallet app
Search for the "China Post Wallet" APP in major regular app stores and**, find the revolving loan product and click to apply, and submit the corresponding information according to the process.
2.WeChat*** WeChat applet
Search for "China Post Consumer Finance", "China Post Wallet" WeChat *** or "China Post Loan" WeChat Mini Program, find the revolving loan product, and submit the corresponding information according to the process.
3.Alipay Life Account
Pay attention to the "China Post Consumer Finance" Alipay Life Account, click "I want a limit" in the lower left corner, find the revolving loan product, and submit the corresponding information according to the process.