If peasants are not employed and have not participated in insurance, is it reasonable to demand pensions?Detailed answers
The causes and difficulties of China's rural households not being insured.
The issue of pension for peasants has always been a major problem that has plagued peasants. In China, due to the imperfect system and the poor foundation of rural society, there are difficult to overcome the obstacles of old-age care in China's social security system. Since the implementation of social security in China in 96, many rural households have not been able to participate in social insurance due to poor family conditions. They are faced with the financial difficulties of their families and cannot guarantee their basic survival needs, so they cannot participate in the peasants' pension insurance in the prescribed way. As a result of the loss of the ability to work, the poverty caused by illness and the significant changes in the family have led to a very difficult life. At that time, China had not yet implemented the policy of "targeted poverty alleviation", so that this part of the poor people could not be helped, their living standards could not be improved, and they did not have the ability to participate in pension and medical insurance. Until now, despite some preferential measures, most of the poor people have not taken the initiative to participate in pension insurance, they are still in a poor situation, and there is no way to enjoy pension security.
Can a farmer without insurance get a pension?
At present, in China's basic old-age security system for urban workers, peasants who have not participated in social insurance still enjoy the eligibility to receive pensions. Although the personal account balance pension is 0 and cannot be applied, it is unified across the country and can be enjoyed by everyone. Although people who are uninsured are not entitled to a pension in a personal account, they can receive a basic pension.
Retirement benefits without insurance.
Employees who are not covered by medical insurance can pay according to the standards of urban and rural areas. The difference with the pension insurance system for personal account balances is that its funds are **local** and are not directly related to whether or not to participate in social insurance. On this basis, combined with the local economic development level, the basic pension level of employees is determined. In this way, you can not receive personal account pension insurance, but also enjoy the corresponding pension insurance benefits.
Some understandings and countermeasures of the basic old-age insurance system for urban workers in China.
In order to solve the problem of pensions for peasant non-insurance workers, it is necessary to take corresponding countermeasures. First of all, it is necessary to intensify the popularization of the social security policy in rural areas, enhance the peasants' understanding of social security, and urge them to take the initiative to participate in social security. Second, it is necessary to improve the living standards of the poor and enable them to participate in social security. On this basis, increase the intensity of the basic pension insurance system for non-employees, increase the payment of employee pension insurance, so that employees and workers can enjoy basic pension insurance. Fourth, it is necessary to vigorously promote the development of the rural economy, promote the increase of peasants' income, and realize the fundamental solution of the "three rural" problems.
Conclusion: Farmers do not have jobs and are not insured, but they can still enjoy pensions. Although it is not possible to receive a pension with the balance of a personal account, it is based on an inclusive system funded by **, and people who do not participate in social insurance are also entitled to it. At present, the whole society should strengthen the publicity of the pension issue of non-medical insurance workers, enhance their awareness of insurance, and do a good job in poverty alleviation, so that they can better participate in the pension insurance. At the same time, it is necessary to further improve the basic old-age insurance system for employees, increase the payment level of old-age insurance for employees, and ensure that employees enjoy basic old-age insurance. First of all, it is necessary to vigorously develop the rural economy and increase their incomes so that they can live a better old age.