If you haven't heard of the cruelty and ruthlessness of loan shark collection, then you must have heard the news of suicide because of the collection of campus loans, naked loans, etc. In short,No collection is gentle and civilized.
And the case we are going to talk about today is about usury, but it is not caused by collection, but the tragedy of the debtor himself going to the creditor:
Zhang Hong (pseudonym) is a typical Inner Mongolian man who was born in Inner Mongolia and knows that he is an Inner Mongolian person at a glance. This time I came to Hangzhou, which is full of cultural atmosphere, not to travel, butcame to his friend Hu Fangquan, who lent money to him back then.
On June 10, 2012, Zhang Hong and his assistant set foot on the land of Hangzhou for the first time, and the two of them who were not familiar with the place stayed at the Wyndham Suites Hotel on Fengqi Road.
The next day, Hu Fangquan sent a luxurious car to pick Zhang Hong up from the Wyndham Mansion, while the assistant was arranged in the hotel to wait for the return of the boss.
The assistant was worried that the boss would not be able to find him when he came back, so he didn't dare to go out alone all day, so he waited for the boss to come back wholeheartedly.
But until the day after the boss was picked up by his boss Hu Fangquan, he still didn't come back, and didn't call ** or send a letter back to let the assistant know his safety.
Zhang Hong's assistant, who realized that the boss might have an accident, didn't dare to go out to look for the boss privately in this strange city, first of all, he didn't know that the boss's friend had picked him up**, and secondly, he wasn't sure if the boss was still in his friend Hu Fangquan**.
After thinking about it, Zhang Hong's assistant felt that he could only call the police, let ** help find the safest. So I called the police on 110**.
After receiving the police, ** quickly met with Zhang Hong's assistant and learned about the detailed situationZhang Hong's so-called friend is actually a loan shark, and the purpose of the meeting between the two is very clear, that is, Zhang Hong, who borrowed from a loan shark, and wants the lender to reduce the amount of his loan repayment.
After the first investigation, in addition to finding out that Hu Fangquan had entered the bureau because of some loan disputes, after coming to Hangzhou,has been doing usury under the guise of private lendingOtherwise, nothing has been gained.
And what makes ** feel even more strange is,Hu Fangquan also disappeared, his working partners and family members didn't know that after Hu Fangquan received his friend Zhang Hong, the two of them went to **.
* Contacting Zhang Hong's family, he learned from his wife that it was the day after Zhang Hong was picked up by Hu FangquanI once received a **, saying that if you want to save Zhang Hong's life, let her transfer 50 million to the past.
But where can a woman get 50 million?She went from place to place, and in the end she only borrowed a total of 6.2 million yuan from relatives and friends. She knew that 6.2 million yuan was far from the 50 million requested by the other party, so she never received that ** again, and it became an empty number if she called it again.
Zhang Hong's wife also told ** the details of the loan between Zhang Hong and Hu Fangquan. Zhang Hong has been running a business since he was young, and it has always been smooth sailing, butIn the past two years, due to the influence of various external factors, there was a shortage of funds in business.
Zhang Hong, who couldn't borrow so much money from the bank to fill the gapI thought of Hu Fangquan, a friend who was in the lending business with whom I had always been in contact.
Hu Fangquan and Zhang Hong have known each other for many years, and sometimes Hu Fangquan goes to Inner Mongolia or passes through Inner Mongolia, and he will call Zhang Hong, and both of them will meet.
So,When Zhang Hong offered to borrow 26.5 million from Hu Fangquan, Zhang Hong's wife did not think it was a trap. She thinks it's normal for friends to help each other, and for one person to help the other through difficult times.
It wasn't until two years after borrowing the money that Zhang Hong's business had turned a profit and began to get on a normal track. So he wanted to return the money to Hu Fangquan.
At this time, Hu Fangquan informed Zhang Hong".You will be contacted by someone who specializes in repaying the money belowLater, Zhang Hong and his wife learned,The 26.5 million they borrowed at the beginning, and now the amount they need to repay with interest is 50 million!
Hearing this, Zhang Hong felt incredible, so he told Hu Fangquan about his difficulties, admitting that he could pay part of the interest, but he could never afford to pay such a high interest.
Hu Fangquan disagreed, said that he has been doing this loan business for many years, and the rules have always been like this, no one is an exception, otherwise he still has so many employees to support, and he can't run it at all.
Zhang Hong, who came to Hangzhou and wanted to talk to his old friends, didn't know that Hu Fangquan was actually a delicate egoistHe didn't regard Zhang Hong as a friend at all
Hu Fangquan, who learned that the purpose of Zhang Hong's arrival this time was not to repay the money, but to discuss with him to repay the money less. He imprisoned Zhang Hong, a tall man of 1.8 meters, in an iron cage less than 1 meter wide.
This iron cage should be the "torture tool" often used by Hu Fangquan and others when they collect it. Zhang Hong, who was imprisoned, was extremely angryHe shouted that he would definitely find a way to let ** know what Hu Fangquan had done, so that he could be punished by the law.
Hearing this, Hu Fangquan would not let Zhang Hong go easily, because he was worried that once Zhang Hong went out, the business he had worked so hard to run would be ruined.
Hu Fangquan dialed Zhang Hong's wife's ** and demanded a ransom of 50 millionWhen I knew that the other party only had 6.2 million yuan, which made this person who regards money as his life angry.
Zhang Hong, who was imprisoned in a cage, was beaten inhumanly every dayAfter 3 months, the tortured skinny Zhang Hong still did not plan to repay 50 million yuan, and insisted that he would retaliate against Hu Fangquan.
In the case of ** intensifying efforts to find Zhang Hong,Hu Fangquan knew that it was time for him to leave Hangzhou, he didn't want to take this Zhang Hong, who didn't plan to pay back the money, soThe cage in which Zhang Hong was imprisoned sank into a deep pool with a depth of 80 meters on the side of the Beishan Bridge.
It was not until two years later that Hu Fangquan was arrested abroad and repatriated to China, and under the patient trial of the police, Hu Fangquan finally admitted the fact that he had sunk Zhang Hong into the reservoir.
* The body of Zhang Hong, who had sunk to a depth of 80 meters, was found from the site where Hu Fangquan confessed. The case was solved.
After arriving at the case, according to the relevant provisions of China's criminal law, Hu Fangquan committed serious crimes such as illegal detention and intentional homicide, and finally sentenced Hu Fangquan to death and deprived of political rights for life according to the principle of heavier punishment!
The case also serves as a warning to people that no matter what kind of friends they are, they can't be fully trusted, let alone some so-called friends who can only be seen at the Wine and Meat Bureau.
Be cautious when making friends! If Zhang Hong and his wife knew that what Hu Fangquan was doing was not a serious business, maybe they would not have gone to him to borrow money, and there would have been no tragedies such as being detained and sinking in the reservoir!