I used to have a card from the Bank of Communications, and when I applied for the card, it was because I needed this card to do things, and there were one or two hundred yuan in it. Later, the unit paid wages and issued a bank card.
I can't use the Bank of Communications card I did, I have been sleeping for many years, and then I am going to use this card to bind a WeChat payment, because this card has little money, so I don't have to worry about being cheated. It turned out that I couldn't pay it at all, because the annual fee of 10 yuan was deducted every year, and the money in the card was almost used. I soon found a bank and got an annual fee waiver.
Before the Bank of Communications card paid my salary, my salary card was from China Merchants Bank, and I forgot what kind of gold card it was or something else. For a period of time, the money on the China Merchants Bank card was basically gone, and I recharged the card with some money after a long time, but I received more than a dozen mobile phone text messages in a short time, all of which were deduction text messages. I counted it, and 10 yuan was deducted for each one, and a total of 130 yuan was deducted. Call ** to China Merchants Bank to ask, China Merchants Bank said that it is a monthly fee, as long as the account funds are less than 50,000, a monthly fee of 10 yuan will be deducted every month. I lost 130 yuan in vain, and I had no choice, so I charged the card with another 100,000 yuan.
A few years ago, the unit transferred the payroll business to the Industrial and Commercial Bank of China. Because I have two cards from the Bank of Communications, I am worried about deducting annual and monthly fees, so I have to bind one of the cards to the ** account.
I have applied for so many cards, most of them are issued by units, because salary cards keep changing banks. After there are too many cards, some cards cannot be used at all, and some money is lost in vain. But these cards cannot be cancelled and are often tied to some businesses, such as provident fund loans and so on.