What are the consequences of not paying the medical insurance of 380 yuan?

Mondo Social Updated on 2024-01-30

Recently, the issue of peasants' unwillingness to pay rural cooperative medical fees has attracted widespread attention. Many farmers have a negative attitude towards the annual payment of only 380 yuan for rural cooperative medical care, or even refuse to pay. There are many deep-seated problems behind this phenomenon, and we need to think about the reasons behind the attitudes of farmers.

Rural cooperative medical care (RCMS) is an important medical security policy provided by China for farmers. You only need to pay 380 yuan per year, and you can enjoy a certain range of medical reimbursement and hospitalization. This is undoubtedly a very beneficial policy for farmers, but why are some farmers reluctant to participate?

Many farmers have misunderstandings and prejudices about the understanding of agricultural cooperatives. Some think that paying $380 is too expensive to afford, while others feel that they are usually healthy and do not need to spend money on medical insurance. This misunderstanding may be one of the main reasons why farmers are reluctant to pay their fees.

Why do farmers have a negative attitude towards the agricultural cooperative policy? The reasons for this may be that the information is not conveyed in place, the publicity is not timely enough, and the level of medical services in some areas is limited. These problems have led to a lack of understanding of the farmer's agricultural cooperative policy, which has affected their acceptance of the payment of fees.

In order to solve the misunderstanding and negative attitude of farmers towards the agricultural cooperative cooperative policy, it is necessary to strengthen the publicity and education of the agricultural cooperative cooperative policy. Relevant departments should actively promote the significance and advantages of the NCMS policy, so that farmers can understand that paying fees is for their own health and future protection. At the same time, it is necessary to strengthen the improvement and upgrading of medical services in rural areas, and improve the balanced distribution of medical resources, so that farmers can enjoy high-quality medical services.

Farmers themselves should also establish a correct concept of health. In modern society, health is one of the most valuable assets. Only by maintaining good health can we work, live and develop better. Therefore, farmers need to pay attention to health, understand the importance of the agricultural cooperative policy, and take the initiative to participate in it to jointly build a healthy rural area.

Failure to pay the NCMS fee will result in the inability to enjoy the medical reimbursement and hospitalization benefits of NCMS in the following year. All medical coverage, including outpatient co-ordination, hospitalization reimbursement and critical illness insurance reimbursement, will be affected. When you get sick, you will face huge medical costs and financial pressure.

If a farmer is willing to participate in the NCMS after discovering that he is sick, he or she can make a separate supplementary payment. The waiting period is as short as one week and as long as one month, after which you can enjoy medical reimbursement. It should be noted that when making up the payment, you need to bear individual payments and state subsidies, totaling 1,020 yuan.

When you re-participate in the agricultural cooperative system, you only need to pay the fees for the next year, and there is no need to make up the fees that you have not paid before. NCMS is a medical security system that is paid once a year, and you cannot enjoy medical security without paying fees.

The NCMS policy is an important measure set up for the health and interests of farmers, and paying 380 yuan per year is a very cost-effective option. However, due to poor information transmission and inadequate publicity, some farmers have a negative attitude towards the agricultural cooperative cooperative policy. Strengthening the publicity and education of the agricultural cooperative cooperative policy and establishing a correct concept of health among farmers are all effective ways to solve the problem. Only through joint efforts can a virtuous circle of farmers' health and rural development be realized. In this process, farmers and farmers need more understanding and trust to jointly promote the progress of medical security.

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