It s almost 2024, what should I do if I haven t paid medical insurance?Can I make a retroactive paym

Mondo Social Updated on 2024-01-31

Unconsciously, the New Year's Day of the new year is approaching, at this time, for those who work abroad, a small number of villagers have returned to their hometowns in advance, some because some of the current construction sites have been suspended, some people can only return to their hometowns, and some will continue to work in the south.

However, while everyone is busy making a living, there are actually some people who are unable to pay the 2024 urban and rural residents' medical insurance in time for various reasons.

As we all know, the new year's medical insurance payment is from September to December of the current year, if you miss the centralized payment period, the local payment period is not extended, then you will not be able to participate in the new year's medical insurance, which is risky for people who do not participate in medical insurance, and there are losses.

Because of missing the payment time, not only can you not enjoy financial subsidies, but also increases the risk of returning to poverty due to illness, hospitalization cannot be reimbursed, and expenses increase. Therefore, some willing villagers also want to participate in medical insurance in 2024 after missing the centralized payment period. If villagers want to pay, how can they participate in basic medical insurance in 2024?

At present, whether it is urban residents or rural villagers, if they want to participate in medical insurance, they must participate in the medical insurance policy for urban and rural residents, because after the merger, the whole country has uniformly implemented this medical insurance system. You should also not think that the rural areas pay cooperative medical insurance, which is separate from the urban areas. This must be clarified.

If you missed the centralized payment period and want to participate in the 2024 medical insurance, then you should pay attention to the local medical insurance payment policy to see if the payment period has been extended. Under normal circumstances, some localities will extend the medical insurance for urban and rural residents for three or six months in 2024.

As long as you are enrolled in medical insurance within the extended payment period. The same is entitled to financial assistance. For example;In 2023, the public payment standard is 1020 yuan, and the individual payment standard is 380 yuan, so the financial subsidy is 640 yuan, and you only need to spend 380 yuan to enjoy the medical security for urban and rural residents in 2024.

However, if the local government does not extend the payment period, then participating in the 2024 medical insurance will need to bear all the costs, which will basically cost 1,020 yuan. Therefore, everyone must start the extension of the payment period in the local area before paying, so that it will not cost more.

Seeing this, I believe you also know how to pay for urban and rural residents' medical insurance in 2024 for those who missed the centralized payment period of medical insurance, to be honest, the cost borne by individuals is only 380 yuan, and if it is averaged over the year, it will be one more day. The family is only seven or eight yuan a day, so it is quite cost-effective for everyone to spend this money.

In addition to the payment policy, we need to note that if you are a low-income population assistance object who has just been identified in 2024, remember to apply for the classified subsidy policy in 2024. Let's not forget this either.

Well, the above are some of the policies related to medical insurance for urban and rural residents, what do you think about this?

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