The less money you have, the less recommended 6 things to do, to avoid getting poorer
In life, there are some things that will bring us good and make us more and more money, while some things will bring us bad results and make us lose all our money. For people with money, it doesn't matter if they do something wrong because they are more able to take risks and can afford to lose. And for people who don't have money, sometimes if they do something wrong, it can cause trouble that is difficult to solve. It has been said that the less money a person has, the less it is advisable for him to do 6 things so as not to get poorer and poorer.
1.Buying a house too early.
It is not advisable for people who don't have money to buy a house too early, as it can saddle a person with a mortgage for decades. People who don't have money often don't have a lot of income, and after paying off their mortgage and living expenses, they may not have much money to save or improve themselves. Life can get bogged down if you encounter a major life event that is in desperate need of cash. If a person accidentally loses the ability to earn money for a certain period of time due to injury or illness, it will also cause consequences such as supply interruption. Therefore, it is not advisable to force people who have no money to buy a house too early.
2.Overspend.
In addition to the house, it is not advisable to overspend. Now if you want to borrow money, there are not many channels, some bank credit cards, Alipay are singing, and some people even go to some online loan places to borrow money. Although this kind of excessive consumption can meet the desires and needs of the moment, some people can enjoy the best electronic products, and some people can buy shoes and bags of big brands, but they have to rely on their own future to pay.
Reports that some people are unable to repay their debts after taking large loans, causing great suffering to themselves and their families, is a wake-up call.
3. Believe that small probability events can change fate.
For people who don't have money, don't believe too much that you can change your fate by borrowing a small probability event, what does a small probability event mean?That is, there is a high probability that it will not happen, and the money invested is likely to lose money. For example, if you fantasize about getting rich overnight by buying lottery tickets and winning the jackpot, you will actually buy them a few times and you will find that the probability of winning these small prizes is not as much as the money spent.
4.Neglect of self-investment and modernization.
What's more, the less money you have, the less savings you have to spend on self-investment and self-improvement. Some people can't afford to buy this or spend that because they don't have money, although they can indeed save some money, it is difficult to get rich by saving this money. What's more, the lack of self-investment and updating, skills and qualifications are not honed for a long time, which can mean that it is difficult for a person to grasp some good opportunities at a certain threshold, missing out on opportunities to increase their income significantly.
5. What a big face, I think it's too disgusting, it's a shame.
For people who don't have money, they should put aside the occupational classification of 369 as soon as possible, don't pick and choose too many job opportunities for the sake of good face, don't like to have no technical content, and have no face to do. In fact, there is no distinction between high and low occupations, as long as you use your own hands or brains to make money, no matter what legitimate profession you are engaged in, you are not ashamed. In today's society, some seemingly inconspicuous workers can earn higher wages than some office workers. Don't feel that you are too important, this one doesn't want to do it, that one doesn't want to do it, that one doesn't want to do it, and don't gnaw yourself old when you are old, and you need to be taken care of by your parents.
6) Don't know how to make money with money.
What's more, the less money you have, the less you need to know how to make money with it, because with current inflation and deposit rates, among other things, it is likely that it will depreciate in value by keeping it in a bank or in the form of cash, let alone saving money. And the good thing about inflation is that it's not noticeable in the short term, but over time, when you look back, you can see amazing changes. For example, more than 40 years ago, what was the scenery of 10,000 yuan households, but today if a person only has 10,000 yuan, what is the situation?
Therefore, the less money a person has, the less they should be affected by inflation, making the already small amount of money less and less valuable. In order to increase the average yield, it is best to keep it in a safe place. Long-term funds can be inactive for a definite period of time and can be deposited in long-term fixed deposits, or in the case of funds of indefinite maturities, in savings bonds or savings certificates. Of course, it is also possible to use some political support within the framework of the foreign trade economic platform, such as sales, 100,000 per month, and a profit of 1,000 yuan.
In conclusion, the less money people have, the less they should do the above 6 things so as not to get poorer and poorer, right?