In today's financial markets, leverage** has become a common way to invest. However, for small investors with only 20,000 yuan, they still want to get leverage**, and the gambler's mentality is very serious
As an old leek with more than 25 years of stock age, I still advise you not to play like this, even if the money is small, the 20,000 yuan is not blowing in the wind.
If you don't want to be persuaded to use leverage**Here are a few possible options:
1.Matching platform.
A matching platform is a way to scale up an investment by borrowing and lending funds. Investors can borrow funds through the matching platform and then use them for investment. The advantages of this method are simple operation, low threshold, and high capital utilization. However, the allocation platform often charges a certain amount of interest and handling fees, and investors need to be aware of these costs.
You need to sign an agreement with the capital matcher, you can agree on what proportion of capital allocation, 1:1 capital allocation is more common, that is, you pay 20,000 yuan, the person who allocates capital lends you 20,000 yuan, and when you lose money, you will lose you first, you also have to agree on a condition for forced liquidation, and authorize the brokerage to force the liquidation after reaching this condition.
2.Margin trading.
Margin trading is a relatively advanced form of leverage**. Investors can obtain more funds or ** to invest by financing and securities lending from brokers. The advantage of this method is that it can be used as collateral to lower the financing threshold. However, margin trading requires investors to have a high risk tolerance and investment experience.
But you only have 20,000 yuan, and you can't meet the conditions for margin financing and securities lending.
3.Stock index**.
There is a more exciting way to play on **: stock index**, the condition for opening an account is 500,000 yuan, why can't you reach it.
To sum up, if you only have 20,000 yuan, you can honestly make a small "leek", buy some ETF**, or buy dividends**, at least the dividends are higher than the bank's five-year regular term, don't think about using leverage.