Recently, there was an elderly retiree who found that he had an unexpectedly small amount of money when he received his pension. It was later discovered that although he had paid social security contributions for 15 years, he was unable to receive full benefits because he belonged to the category of people whose social security was invalid.
Social Security invalidation sounds chilling. Social security is a system established by the state to ensure people's basic livelihood and social stability. It covers five major insurances: pension, medical, unemployment, work-related injury and maternity, and each insured person needs to pay on time in order to get help in retirement or when facing difficulties.
But you know what?Not all insured persons are able to effectively enjoy the benefits of social security. Some people even pay for social security but do not enjoy any benefits, these people are typical of the ineffectiveness of social security. If you have similar problems, then you should stop paying social security immediately, otherwise you will be paying for nothing.
Who is the social security that will be invalid?Why does it appear invalid?How to avoid this?
Employees who are rehired after retirement may have misunderstandings about social security contributions. They have received a pension, but when they are re-employed, the relationship is no longer a traditional employment relationship, but a service or other form of partnership, leading to some confusion about social security contributions.
Many people may not know what to do with their social security status. According to the regulations, those who have received a basic pension no longer participate in the basic pension insurance.
Some people may continue to pay social security contributions due to habit or lack of clarity. However, these fees are considered invalid, do not increase the amount of benefits, and may face legal penalties, payment of arrears and legal liability.
When signing a contract with an employer, the terms of social security should be clarified, and the rights and obligations of both parties in terms of social security should be clarified. If it is an employment relationship, you should re-enroll in social security and stop receiving a pension;If it is a non-labor relationship, it is necessary to clarify the social security rights and obligations of both parties, report the situation to the social security agency, and stop the social security payment.
In this way, rehires can avoid financial losses and legal risks. Consult with the social security agency in a timely manner about your social security status, adjust the payment status according to the situation, and apply for stopping and processing the paid fees in time if you find that you have paid incorrectly.
Social security policies are complex, and sometimes not understanding the regulations and choosing the route of insurance can make it difficult for you to choose.
There are many social security policies, and different regions and times may bring differences, and policies can change at any time. This makes it difficult to fully understand the regulations and avoid irreparable mistakes.
There are also various ways to participate in insurance. Due to the nature of your work or household registration, you may choose social security for urban workers or urban and rural residents.
However, choosing one channel means giving up opportunities for others. This may create uncertainty about future pension payments, as only one social security will be valid and the other will be discarded.
This "either/or" dilemma can lead to retirement being caught off guard. It was not until retirement that I found out about the social security problem and could not receive a pension as I wished. This is not only disappointing, but also life-threatening.
In order to avoid this situation, it is necessary to better understand the local social security policy, consult professionals or relevant departments, and choose the insurance channel wisely.
At the same time, ** and related institutions can help people better understand social security policies through more transparent and friendly policy publicity, and avoid falling into the dilemma of "choosing one or the other". This will improve the equity and sustainability of social security, ensuring that every insured person has access to the social security benefits they are entitled to in old age.
3. Those who have not gone through the retirement procedures after reaching the retirement age
Receiving a pension is related to the number of years that an individual has paid for pension insurance, but many people do not apply for a retirement certificate in order to increase the number of years of payment and continue to pay pension insurance.
This is risky, starting with paying extra costs, which can be stressful if the economy is unstable or you can't afford it.
Second, delaying retirement may result in the loss of benefits such as health insurance in the event of an accident or illness, causing unnecessary hardship for yourself and your family.
It is very important for those who have reached retirement age to go through the retirement procedures in time to receive a pension. At the same time, the relevant departments should also strengthen supervision to ensure fair and transparent pension payments and provide better social security services for the elderly.
Finally
Social insurance is an important social security system that is committed to protecting the basic rights and interests of insured persons. However, in some cases, some people who pay social security contributions are not guaranteed and treated accordingly.
Therefore, the public needs to be more aware of social security policies to avoid unnecessary financial losses. **The department should also strengthen policy advocacy to ensure that the public can participate more intelligently in social security and achieve the original goals of the social security system. Pensions