With the development of modern society, the lending relationship between people is becoming more and more common. However, sometimes the borrower will not admit the debt, which brings difficulties to the determination of the loan relationship. This article will ** how to determine the loan relationship when a friend does not admit the loan after borrowing.
First, we need to understand some basic legal knowledge. In our country, the lending relationship must be based on the voluntary and legal nature of both parties. If the borrower does not sign a loan agreement or fails to fulfill the repayment obligations in accordance with the agreement, then the creditor can protect its rights and interests through legal means.
If a friend does not admit the loan after borrowing, you first need to check whether there is a loan agreement or loan certificate. If there is such evidence, then a lawsuit can be filed in court to demand that the borrower fulfill the repayment obligation. During this process, sufficient evidence needs to be provided to prove the existence of a lending relationship between the two parties.
If there is no loan agreement or loan certificate, it will be more difficult to determine the loan relationship. In this case, other means of obtaining evidence are required. For example, evidence can be obtained through chat logs, call recordings, etc. If this evidence can prove the existence of a loan relationship between the parties, then a lawsuit can also be filed in court.
Before filing a lawsuit, you can also try to resolve the dispute through conciliation or mediation. A repayment agreement can be negotiated with the borrower or mediated through a third-party mediation agency. This avoids the time and money costs of resolving disputes through legal means.
In short, in the case that a friend does not admit the loan after borrowing, the determination of the loan relationship needs to rely on sufficient evidence and legal provisions. If the dispute cannot be resolved through conciliation or mediation, then you can protect your rights and interests through legal means. At the same time, in order to avoid similar disputes, it is recommended to sign a detailed loan agreement and keep relevant evidence before borrowing.