Our one-dollar coins are everywhere and no one finds them unusual, but as the country with the most developed financial system in the worldThere is no $1 coin in circulation in the United States. Or it was once issued, but it was forcibly destroyed by the Wool Party
The $1 coin, arguably the most aggrieved currency in the history of the United States, is not one of them。Originally, in order to save the cost of coinage, the United States had made great efforts to promote the $1 coin, but the Americans did not buy it at all. ** tried every means to promote, but in the end it became a carnival feast for the wool party. With their unremitting efforts, the 1 yuan coin was forcibly lost. What kind of operation is the wool party, and can still make the country's currency yellow?
Before the popularization of mobile payment, the 1 yuan coin was a very common currency in our daily life, although it was too heavy to carry in the pocket and easy to lose, but it was not necessarily possible to leave it in ordinary times. WhileIn the United States, there are no $1 coins in circulation
The United States is not without coins, 1 cent and 50 cent coins, widely circulated in the market, but there is no 1 dollar coinThis can't help but make people wonder, there are coins of small denominations, why not make large denominations?There is not much difference in the production process of coins of large and small denominations, right?
Actually, it's really not that the United States doesn't want to make a 1 yuan coin, theyI tried to make a $1 coin a long time ago, but it always ended in failure.
We all know thatThere is a cost to make moneyIn the process of circulation, paper money will inevitably be damaged. In order to ensure the normal circulation of money, it is necessary to put new banknotes on old banknotes every year.
And printing these new banknotes will undoubtedly cost a lot of money, so there are smart American "big heads" who come up with a good idea with a pat on the head"If paper money is not strong and can be damaged, why not make coins?”
The idea was out of control after it appeared, but there was still a long way to go between the idea and the action.
The U.S. Mint has calculated an accountOver a period of 30 years, it would cost $5 billion to replace a damaged $1 noteand if you use a $1 coin, you don't need to worry about the printing cost.
Everyone wants to do it once and for all, and it is still a time to save money, and the United States is not stupidThe issuance of coins instead of paper money can save a lot of money, and this pie-in-the-sky good thing must be done quickly.
So inIn 2005, the United States** decided to reissue the $1 coinLet all Americans use this currency that will not wear out easily, and also hope to make everyone fall in love with it, and in the future, the issuance of the $1 bill can be reduced or even stopped outright.
The idea of the United States is beautiful, but the reality is cruel, because the American people do not buy the account at all
Originally, everyone was Xi to paper money, there was no Xi of using coins, and the introduction of coins was just confusing, and most people had a "usable, but not necessary" attitude towards it.
So after the 1 yuan coin was made, it could only be piled up in the bank and no one cared about it. The United States feels that this will not work, and something must be done to get the people to accept the 1 yuan coin as soon as possible.
When the coins were first made, the United States thought that the money would be used when it came out, but it didn't expect that no one would use it in the end
In the ** plan, through a 1:1 exchange ratio, so that the people canBuy $1 coins with $1 bills, and send postage to your home for free.
There was nothing wrong with this, it was all currency equivalent exchange, and no one suffered. The United States feels that the people do not sufferBut the American people don't think so, "I use my own $1 bill to buy your $1 coin?."Have nothing to do when you're full?”
In the eyes of the American public,If you don't take advantage of it, you will suffer, and no one will buy coins at all. In fact, this matter is also very easy to understand, after all, the coin is too heavy in the pocket, and it is easy to lose, accidentally lose the money, although the amount is not large, but it is also your own loss, isn't it?
The first coin was cold, and the United States** was also helpless. In fact, in the process of implementing the $1 coin,There is also an ulterior idea, which is to eliminate illiteracy among the people of the whole country.
Although the United States is the most developed and advanced country in the world, butIn terms of national education, it is really difficult to describe it, and the polarization is very seriousSome top talents often win Nobel Prizes, and many Americans have limited education, and in the 21st century, they still believe that the earth is flat.
A few years ago, the United States launched a batch of 25-cent commemorative coinsThe names and symbols of the states of the United States are printed on it, so that many people know the composition of the countryNow that the one-dollar coin is being issued, the United States wants to concoct it in the same way and print it on the influential ladies of the previous generations, so that the people can grow their knowledge again.
The issuance of a $1 coin is mixed with the factor of political tasks**Make this thing vigorous, which only makes more people worry, is it ** to cheat their own money?The short-sighted American people, the more they discuss it in private, the more they realize that this is the case.
A rush deal is not a good dealThe people are worried that ** harbors evil intentions, and they stay away from the 1 yuan coin。The United States ** looked at it, how did this matter end to the point where no one cares about it now?Didn't you lose your face in the end?
Although the current United States is shut down at every turn, and it basically has no face, but the United States was strong more than ten years ago, and it still needs to be faced.
Since the people don't want it, then find a way to let them want it, and directly spend money to buy it and no one wants it, then give the people benefits.
Profit, of course, is not a simple discount sale. In the past, no one wanted to let everyone spend money directly to buy it, so now the conditions will be relaxedPeople can use the credit amount in their credit cards to exchange the equivalent value of coins. To put it bluntly, you pay $1 with a credit card, and then you can exchange it for $1 coins.
The United States thought it was a good way to come up with a pat on the head, but unexpectedly, it became a sharp weapon for the people to gather wool. Originally, the credit card cashed out, and you also needed to pay a handling fee, **This trick of exchanging coins is directly equivalent to** After paying the handling fee, the public can cash out at will.
In the United States, a big credit card country,The official helps you cash out for free, which completely stimulates the enthusiasm of the people, You have to brush it up quickly, and there will be no store in this village after this village. As a result, some ordinary people who rely on cashing out to make a living are crazy to exchange their cards for money.
In fact, the handling fee is still a small amount, after all, the people who are staring at the handling fee are poor, and there is not much amount of cash available. The ones who really get the wool of the country are still those who are rich.
One of the major features of credit cards is:There are points for credit card purchases。For every purchase made by a cardholder, a cardholder can generally redeem 1 credit card point for $1, which can be redeemed for a corresponding gift at the bank.
Now swiping a credit card to exchange coins is equivalent to not spending a penny, and you can get a lot of points. A local tyrant in the United States directly exchanged his credit card for $2.4 million in coins, and then obtained 2.4 million points.
At that time, about 100,000 points for a business class ticket from the United States to Europe could be redeemed for one. The big brother of the local tyrant does this, which is equivalent to 24 business class tickets for prostitution.
Originally, a customer exchanged so many coins, ** was very happy, but the next operation of the local tyrant brother directly made them dumbfounded.
It turned out that the ** staff finally counted out 2.4 million coins and sent them to the home of the local tyrant's eldest brother, and then they were directly unpacked, and they were transferred to the bank again.
Since ancient times, those who steal hooks have punished the princes of the country. Wool is not only for the poor, but also for the rich. After the big brother of the local tyrant operated, the coins were deposited in the bank and the credit card was returned, and he didn't pay anything, earning 2.4 million points in vain.
Although the United States** later changed the rules, a person can only exchange a maximum of 1,000 coins at a time, and at least 10 days apart before the next exchange. But even so,You can also earn 36,500 points a year, and if you add the cards of relatives and friends, it is also a lot of income in a year.
Similar to the local tyrant big brother who operates above, there is definitely more than one personThere are a lot of poor people in the United States, and there are many rich people, and everyone is like this, and the banks can't stand it.
As a result, the United States issued a 1 yuan coin this time, and in the end, the bamboo basket was emptyThe currency failed to be issued, and it was struck by the people of the whole country, which is completely another form of "zero yuan purchase".
In 2011, after the hasty end of this issuance plan, the United States ** never issued a 1 yuan coin again, and no one even mentioned it。After being beaten by the people, he was slammed into the woolThe U.S. Treasury and a number of banks suffered serious losses, which eventually led to the $1 coin becoming a historical memory
However, what the United States did not expect was that the 1 yuan coin, which no one was interested in at the time of issuance, became a collection and commemorative currency after the issuance was stopped, and the value of each coin doubled.
* When it was vigorously promoted, everyone loved to answer and ignored it, and now it is not issued and people can't climb it, do you say that people are not angry?This is simply a bunch of people, working against ** all day long.
After this lesson, the 1 yuan coin has become a taboo in the United States, and I feel a headache when I mention this topicFortunately, there is no longer a person with a head iron who proposes to issue a 1 yuan coin, and perhaps everyone thinks that more is better than less.
With the development of science and technology,Mobile payments are becoming more and more convenient, and the United States will no longer have to worry about issuing coinsAfter all, with mobile payments, who would carry cash with them?
So, thisIt is really necessary for the United States to learn from China on how to develop efficient and convenient mobile paymentsWith this, not to mention coins, even banknotes can be issued less. What's more, this method will definitely be promoted quickly and steadily, and it will definitely not touch a nose like a coin.