According to data from the National Bureau of Statistics, China's GDP reached 913027 billion yuan in the first three quarters, an increase of 5 percent year-on-year2%, however, it is worth noting that in contrast to this, there has been a significant contraction in consumer demand by domestic residents, while the real estate market remains in a sluggish state;
This trend shows that it may take quite some time to achieve a full economic recovery, and effective measures are needed to promote consumption, revitalize the real estate market, and stabilize the overall economic environment.
Therefore, there are also some experts who sayIf nothing else, after New Year's Day, nearly half of Chinese families may face the "three major crises".Let's take a look.
Driven by various positive policies, China's real estate market has been showing a trend of "both volume and price". Especially in the second half of the yearIn the new round of housing reform, 6 million affordable housing units are expected to be launched in the next five yearsto meet the housing needs of low-income groups.
This series of policies and initiatives shows that we are committed to promoting the healthy development of the real estate market, while paying attention to and solving the housing problems of low-income groups, among them, the introduction of affordable housing is a powerful initiative, and it is expected that these will be relatively low to ensure that low-income residents can more easily realize their dreams of buying a house.
It is clear that due to the large-scale launch of commercial housing and large-scale affordable housing, the cost of buying a house is expected to be greatly reduced in the future, which is a good thing for ordinary people and makes the real estate market more accessible to the people.
For families with more than two homes, the affordability of home prices may not be good news, especially in some hot spots, where a sharp drop in home prices could lead to a shrinkage of these households' assets
For example, the price of Zhuozhou in the Beijing property market has increased from the highest in 2018 to 250,000 square meters have dropped sharply to the current 8,000 yuan square metersThere has also been a 15-20% decline in second-hand home prices in central Shanghai, which may have direct difficulties in monetizing multiple properties. This is mainly reflected in the following aspects:
Shrinkage of assets:Falling house prices mean a decrease in the market value of a property, and families with multiple properties may face a reduction in overall wealth.
Difficult to monetize:The decline in house prices can affect the willingness to sell a home, as selling can lead to a loss. Especially in the case of a sluggish market, many sellers may choose to wait and see.
Declining return on investment:For home buyers, house prices** can lead to a lower return on investment, which can affect the attractiveness of property investment.
These effects suggest that the volatility of the real estate market is directly related to the financial well-being of households with multiple properties.
At present, the domestic a** field fell to around 2900 points, investors are facing severe market fluctuations, since the beginning of this year, the first person has generally experienced a large loss, the actual income of investors has been greatly impacted, and the public offering ** is also facing a large area of losses, many people in a year of loss is generally between 20-30%, which highlights the current investment market high uncertainty and increased risk.
Key risks and uncertainties include:
Market volatility:The market of A** makes investors face greater market volatility, and the continuous fluctuation of stock prices increases investment risks.
Loss pressure:The losses are generally more severe, which brings challenges to the psychological and financial pressure of investors, which may lead to emotional fluctuations and irrational decision-making of investors.
**Loss:The losses faced by the public offer** also indicate the pressure on the overall market, and investors need to pay attention to the performance and risk management measures of the **.
In such a market environment, investors should be more cautious, carefully consider their own investment strategy and risk tolerance, investment and financial management has certain risks, so when making decisions, you need to carefully consider personal risk tolerance and investment goals, the following are two very good and have a certain operational advice:
Diversify your portfolio:
Recommendations:Diversify your investment funds across different types of assets, including bonds, bonds, etc. This helps to reduce the risk of the overall portfolio, as volatility between different asset classes is often not fully correlated.
Operational Recommendations:You can consider buying some undervalued bonds, along with some relatively stable bonds and some inflation-resistant physical assets, such as. In times of market volatility, diversifying your portfolio can help balance the overall risk.
Long-term value investing:
Recommendations:Adopt a long-term value investing strategy and select high-quality assets with solid fundamentals and potential growth. Focus on the company's profitability, management stability, and industry prospects.
Operational Recommendations:Pick blue-chip stocks with good growth potential and a solid dividend history, and hold them for the long term. Avoid trading too often, as a robust value investing strategy is usually able to perform well in volatile markets over the long term.
Please note that the above recommendations are for reference only and actual investment decisions need to be made based on an individual's financial situation, risk tolerance and investment objectives. It is advisable to fully understand the relevant market information and consult a professional financial advisor before making any investment decision.
In the three-year mask incident, due to the long-term lockdown at home, most employees chose to work from home, and in this way, for enterprises, the office space can be appropriately reduced, as well as various expenses, and operating costs can be reduced a lot.
As a result, some companies continue to support remote work for a long time, which not only improves the flexibility and quality of life of employees, but also reduces office costs.
Some jobs in traditional workplaces may be transformed by the spread of remote work, with some jobs that require on-site operations likely to be affected, and some jobs that rely on online and digital technologies are more easily adapted to remote work.
Coupled with the widespread application of artificial intelligence in the service industry, financial industry and manufacturing industry, etc., automation and intelligent technology may lead to the reduction of some traditional jobs, based on the current employment difficulties, here are two suggestions to consider:
Upgrading Skills and Qualifications:
Continuing Studies:Consider acquiring new skills through learning platforms, vocational training institutions, etc., to enhance your competitiveness in specific fields. Constantly learning new knowledge and skills helps you adapt to the changing job market.
Pursue academic qualifications:If conditions permit, you can consider further study to improve your academic level. Some careers may be more favourable to job seekers with higher academic qualifications.
Flexibility to adapt to the job market:
Diversified job pathways:Not only is it limited to traditional recruitment**, but you can also find job opportunities through diversified channels such as social networking and professional platforms. Take the initiative to participate in job fairs, industry exhibitions and other activities to expand your career network.
Consider casual work and freelancing:While looking for a long-term stable job, you can also consider taking part-time work, part-time or freelance work. These may not only provide financial support, but also gain experience and demonstrate one's abilities for a future full-time job.
Remember, it's also very important to maintain an optimistic, positive mindset when facing adversity. At the same time, keeping in touch with friends and family and seeking support and advice can help relieve stress.
the end——
The above is the investment topic of this issue, more knowledge related to it, welcome to pay attention, we will see you in the next issue!
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