1. What is the process of handling five insurances and one housing fund?
1. The process of handling five insurances.
1) First of all, you must register for social security, bring the business license, the organization certificate (the business license has been done in the Quality and Technical Supervision Bureau), the legal person ID number, the tax registration certificate unit account opening office to fill in triplicate, and the verification will get the labor and social security certificate, and then go to get the social guarantee, and you can handle social security registration for social security.
1) Organize the list of social security personnel and the original and copy of the ID card to be handled by the unit
2) The original and copy of the labor contract are required for new employees
3) Renewing personnel, ensure that the personal window has been suspended, or the former unit has been suspended;
4) Fill in**.
2) It is also necessary to fill in the application form for social insurance "online declaration", and after approval by the municipal social labor insurance agency, sign a letter of commitment for social insurance "online declaration" and grant it the authority to operate the "online declaration".
3) Procedures for handling the business operation procedures for the declaration of changes in the increase or decrease of insured personnel. Insured enterprises should be from the 1st to the 15th of each month, preferably 15 days before the declaration of the increase and decrease of the insured personnel and the payment information of the unit, and fill in and retain the relevant information.
4) After the above-mentioned "online declaration" operation is completed, the insured enterprise shall submit an application for "receivable verification" onlineAccording to the application of the insured enterprise, the social labor insurance agency shall verify the payment information and collect social insurance premiums through the "online banking".
2. Procedures for handling one gold.
According to Article 14 of the Regulations on the Administration of Housing Provident Fund, "the newly established unit shall go to the Housing Provident Fund Management Center to register the housing provident fund within 30 days from the date of establishment".Article 15: "If a unit hires employees, it shall go to the Housing Provident Fund Management Center to go through the registration procedures for housing provident fund deposit within 30 days from the date of employment. Therefore, the unit should consciously contribute to the housing provident fund for the employees in accordance with the law. For newly hired employees, the unit shall start to pay the housing provident fund in the second month of employment, and the monthly contribution amount shall be the sum of the employee's first month's salary multiplied by the proportion of the employee's and the unit's housing provident fund contribution (see the dividing yuan). After the 18th of each month, the Ningbo Housing Provident Fund Management Center collects the housing provident fund paid by the unit and the housing provident fund paid for the employees from the accounts of each unit in the form of special entrustment collection in the same city, and is included in the housing provident fund account of the employees.
Second, the role of five insurances and one housing fund:
1. Pension insurance is for the elderly, and workers can receive retirement pension when they reach the statutory retirement age
2. Medical insurance is used as medical reimbursement for employees' illness
3. Unemployment insurance is for employees to receive living expenses after they become unemployed
4. Maternity insurance is the maternity reimbursement and related treatment of employees
5. Work-related injury insurance is the payment of medical expenses or compensation for work-related injuries in the event of work-related injuries
6. Housing provident fund is a housing reform, enterprises and workers each pay a certain amount of housing, and can be withdrawn if they meet the withdrawal conditions, or they can enjoy lower housing loan interest when purchasing commercial housing, so as to reduce the economic burden of laborers.
The location of the five insurances and one housing fund is different, the five insurances specifically include endowment insurance, medical insurance, work-related injury insurance, maternity insurance, and unemployment insurance, the five insurances are handled in the local social security department, and the housing provident fund is handled by the housing provident fund management center. The five insurances and one housing fund should be handled within one month of the employee's entry, and most of the materials required during the period are prepared by the company.