The issue of old-age care is the most concerned by people in today's society, which stems from the relatively large proportion of the elderly in the Chinese population structure and the only child also faces the responsibility of taking care of the elderly at home
The gradual increase in the elderly population in China has led to an imbalance in the population structure, and the phenomenon of population aging has begun to emerge and has brought a lot of impact to all levels of the country.
The main pension depends on the payment of in-service employees and units, as well as the state's appropriation subsidies, but with the increase in the proportion of the elderly, the existing pension payment pressure is also increasing.
If the pension standard continues to be raised annually, it will further amplify the financial pressure and bring the risk of difficulty, especially in the context of the current complex and severe economic and social operating environment, it is difficult to ensure that the long-term satisfaction of the growing pension expenditure needs.
During the epidemic, in order to support the economic recovery, a series of tax and fee reduction policies were introduced, which had a certain impact on fiscal revenue, and the aging of the population made the pension expenditure continue to increase, and the fiscal revenue was difficult to keep up with the growth rate of expenditure.
Continuing to increase the pension standard will not only fail to solve the living difficulties of the elderly, but will also put a heavier burden on the financial system, making it difficult to sustain economic recovery and social development.
With the continuous improvement of Chinese people's living standards, consumption ** is also accelerating, especially since the epidemic, affected by the tension of the ** chain, daily consumer goods *** is significant, and the supermarket vegetable basket ** index is still on the rise as a whole.
The income of the elderly is mainly ** pension, which has a particularly significant impact on them, once inflation catches up with the growth rate of pensions, its purchasing power will decline, coupled with the decline in the health status of most of the elderly, and its quality of life is difficult to be effectively guaranteed.
If the pension stagnates for a long time, it will seriously affect the basic survival of the elderly, and the state to increase the pension is an effective way to eliminate the problem of inflation and ensure the life of the elderly.
With the adjustment of the economic structure and the progress of science and technology, the demand for manpower in some traditional jobs has declined, and many young people are unemployed and adrift, unable to find their ideal jobs, and face survival pressure.
Young people as the main social security payment group, if the pension standard grows year by year, the pressure of social security payment will be further increased, the pension is increased too quickly, resulting in young people to bear more economic responsibility, which is not conducive to the long-term healthy operation of the social security system.
The retirement gap between the urban population and the rural population has always existed, but in recent years, the gap has been increasing, leading to the emergence of urban-rural contradictions, and reasonable adjustment planning is the key to solving the problem.
The gap between urban and rural pensions is too large to form a polarization phenomenon that is not conducive to social fairness, if the average annual pension standard will be further widened by increasing the pension standard, the correct approach should consider the differences in the level of economic development in different regions to formulate policies in a targeted manner.
The pension policy also needs to continue to verify and improve, and a simple slowdown in the increase in pension can only alleviate the existing financial pressure, but can not fundamentally solve the contradiction between pension income and expenditure.
In addition, it can also be combined with the expansion of the medical security system to reduce the burden of living expenses of the elderly, and only through comprehensive and meticulous improvement of policies can the accumulation of pension pressure be alleviated to the greatest extent.
In the face of the choice of pension policy adjustment, the key is to find a sustainable long-term development path, which needs to be adjusted in combination with a comprehensive assessment of multiple information in order to find a more satisfactory plan under various influencing factors.
In some areas, we can first carry out different levels of payment pilots, learn from experience, and then expand to the whole country, in addition, we should also strengthen the level of operation and investment management to make up for the difference between income and expenditure with income.
Young people can be designed to pay a certain amount of contributions in advance to balance the burden, and the establishment and operation of the occupational pension system can also be piloted in some cities, and these small pilots can identify the existing problems and deficiencies as early as possible to lay the foundation for full implementation.
In the improvement of the pension policy should also pay attention to the gap between urban and rural elderly residents, for a long time the pension treatment of urban workers is significantly better than the rural elderly, so the future policy adjustment should fully consider this gap.
Only through the systematic introduction of supporting measures can we alleviate various pressures, and only through the implementation of real policies can we promote the comprehensive upward adjustment and improvement of the level of urban and rural old-age security.
The adjustment of pension policy is a complex systemic problem, the pressure brought about by the economic downturn and the aging of the population will increase the burden of different groups in society, how to effectively meet the survival needs of the elderly under the condition of alleviating the pressure of young people
Only by establishing a long-term pilot to find a sustainable and balanced solution can we effectively solve the problems of all parties, and how to promote sustainable development through the accumulation and operation of the pilot?