The payment deadline for NCMS 2023 is approaching, and missing out on it may result in losses
The significance and mechanism of the New Agricultural Cooperation Program (NACP).
NCMS is a kind of mutual insurance, which can give people a feeling of being burdened when paying premiums. However, we must know that the actual amount paid per person is not 380 yuan, and a large part of the cost is subsidized by the relevant units. The special ** formed by 550 yuan per person can be deposited into the personal account of medical insurance, and can be deducted by swiping the medical insurance card when buying medicine. In addition, a portion of the ** will be deposited into a pooled account for reimbursement of expenses for sick hospitalized persons. This mechanism not only reduces the burden on individuals, but also provides protection for those who need it most.
Risks and drawbacks of cessation of contributions.
1) Not eligible for reimbursement of medical expenses.
Failure to pay means that you will not be able to enjoy the reimbursement of medical expenses provided by the New Rural Insurance. Life is full of accidents, and no one can predict what will happen tomorrow. Even if we are in good health today, we will be hospitalized if we are not careful. Hospital beds can be very expensive, and for an average family, a few hospitalizations can lead to bankruptcy. With the protection of the new rural insurance, even if you get sick, the financial pressure on the family will be greatly reduced.
2.There are no barriers to economic security.
The New Rural Cooperative Program (NRCP) is a barrier to the rural household economy. For the average family, the cost of medicine is a huge burden. A visit to a doctor may cost thousands or even hundreds of thousands of yuan, which may be the income of a rural family for a year or even decades. If not"NCMS"Reimbursement of medical expenses, which will have to be borne entirely by the family, will lead to huge financial pressure. Therefore, stopping contributions means losing this financial security, which is a huge risk for families.
The impact of increasing the amount of donations to the National People's Congress every year.
This year,"NCMS"The payment standard was raised to 380 yuan per person, that is, a family of four paid a total of 1,520 yuan. For rural families who are not financially well-off, it is indeed difficult to pay this money in a lump sum. However, we should not question the importance of NCMS because of the current increase in the NCMS rate, but should proceed from the perspective of long-term interests and guarantees.
First of all, it is not unreasonable to increase the amount of NCMS contributions. For a long time, China's medical expenses have been high, in order to better protect the medical needs of rural residents, it is necessary to increase the amount of payment appropriately. Although it may cause some pressure on individual households, in general, this increase in this proportion is conducive to improving the level of protection of NCMS.
In the long run, the importance of NCMS is not only reflected in the reimbursement of personal medical expenses, but more importantly, it provides protection for rural families and reduces the economic pressure caused by sudden diseases. In rural areas, medical resources are relatively scarce, and medical costs are high. Families who do not have sufficient financial means can easily go bankrupt due to medical expenses caused by illness. Therefore, the existence of NCMS is not only a reimbursement system, but also an economic line of defense for families, which can prevent families from falling into difficulties due to illness.
Reflections and conclusions on new agricultural cooperation.
NCMS is a social security mechanism of great significance to rural families. Although the amount of contributions has increased year by year, bringing certain financial pressure to some families, we cannot deny its value because of short-term difficulties. People living in rural areas may face the threat of disease at any time, and the existence of NCMS provides them with a kind of economic security and psychological comfort.
Therefore, we must make a rational decision on the issue of paying nursing fees for newbies in light of our own economic ability and the needs of our families. Although paying NCMS fees requires a certain financial burden, it is a powerful guarantee in the event of a sudden illness that can help families get rid of the financial difficulties caused by the disease.
Finally, we must recognize that NCMS is not only the responsibility of individuals, but also the common interest of the whole society. ** We must work together with all sectors of society to provide better medical security for rural residents, so that NCMS can truly play a role in ensuring the health and well-being of rural residents.