Why do some people agree to peasants receiving pensions, while others oppose them?

Why do some people agree to peasants receiving pensions, while others oppose them?

Why do some people agree to peasants receiving pensions and others disagree?In fact, the so-called consent and disagreement will not affect the pension of China's peasants, and it is meaningless. Of course, the vast majority of peasant pensioners may not have participated in the old-age insurance for urban workers and workers, and did not enjoy the pension treatment of workers, but only participated in the old-age insurance for urban and rural residents, and finally enjoyed the pension treatment of residents. In the case of the overall low pension of residents, the pension of residents is actually what we used to call the new type of rural cooperative pension insurance, which is mainly aimed at the majority of people in rural areas, so it is the vast majority of people. We have also chosen this type of pension insurance to participate.

It's just that the pension insurance for urban and rural residents has a feature, the payment level is relatively low, before 2018, the minimum standard only needs 100 yuan per year, and after 2019, the minimum payment ceiling will be increased, from 100 yuan to 200 yuan, but it is still at a relatively low level. Therefore, for the vast majority of people, they will not feel any economic pressure to pay, because after all, there is no problem with 200 yuan per year, so that everyone is willing to pay the pension insurance, so that they can get a pension treatment in the future.

But what they don't know is that according to the annual payment standard of 200 yuan, the personal account after 15 years is 3,000 yuan, according to the standard of 3,000 yuan divided by the cumulative number of months of pension corresponding to 60 years old 139 months, about the pension of the personal account is 21About 5 yuan. What is this concept?That is, the personal account pension is only 215 yuan, of course, in addition to the personal account pension, there is also a part of the personal basic pension plus personal basic pension, in fact, in the final analysis, the pension treatment that can be enjoyed, it is difficult to exceed 200 yuan in most parts of the country, and the national average is about 180 yuan.

Why is the rural pension so low, the main reason is that the level of insurance payment is low, 200 yuan a year, everyone think about how much pension you can get?China's employee pension insurance, if according to the flexible employment of the insurance, now from 2020, many areas have broken through the minimum payment of more than 10,000 yuan. The difference between the two payment grades is at least dozens of times. Therefore, in the end, the gap in the level of pension treatment is also very large.

Therefore, if peasants want to receive pensions, they must completely rely on participating in basic old-age insuranceOf course, some peasants, as migrant workers who go to the city to work, have the conditions and the opportunity to participate in the old-age insurance for urban workers, and can eventually obtain the old-age treatment of employeesOf course, these peasants are a minority, and most of them may not have the experience of working in the cities, nor may they have the conditions to participate in the old-age insurance for urban residents, and in the end they can only receive a resident pension. Most peasants may not have the experience of working in urban areas, nor may they not have the conditions to participate in the old-age insurance for urban workers, so they can only participate in the old-age insurance for urban and rural residents, and eventually can only obtain residents' pensions.

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