Hello everyone, I'm Tangerine Meow.
Do you feel this way?I didn't do anything and didn't buy anything, but my wallet was empty somehow!
Didn't this money grow legs and run away?
Of course, money doesn't grow legs and won't run away for no reason, it must have been spent by you, but you didn't realize it.
When I went to work, I had a monthly salary of 3,500, and I finished it within a few days of each time, and I don't know what was going on.
Later, I pondered and found that the reason why most people, including myself, couldn't save money was because they kept repeating some behavior Xi that would make people leak money.
1. Never shop around
The same product has different ** in different places, you only need to be more patient, and go to see that one after reading this.
But many people are lazy, or feel that it is a waste of time, and are not willing to take a few more steps and take a few more looks.
I don't know if I can buy more expensive goods than the market.
2. Never bargain
Many young people, especially boys, don't seem to like bargaining, feel embarrassed and awkward.
When buying things, they are very "bold", and others say as much as they want, and they are willing to be wronged.
The reason why the older generation can always buy groceries cheaper than our juniors is because they are willing to bargain and bargain.
Don't think that bargaining is embarrassing, and don't think that those dime or two cents are nothing, the accumulation over a long period of time can also be a huge amount.
3. If you see a discount, you can't walk the road
I found that in the past two years, everyone seems to be more rational. Including myself.
When I used to go shopping, I saw people doing activities, such as ** product discounts, full reductions, buy one get one free, etc., I usually paid out of my pocket, although I didn't need it for the time being, I would move it home in large bags and small bags.
In the end, the family is full of expired products, which is a waste of resources and money, and can only comfort themselves to contribute to the country's GDP.
4. Buy all kinds of useless little things
In fact, a person does not need much material, and it is OK to meet the basic food, drink, clothing, food, shelter and transportation.
Many people especially like to buy all kinds of gadgets, as soon as there is something new, interesting and fun, the first time to start.
But in fact, these are of no great use, at most they are happy for a few minutes, and then they are left alone.
5. Watch the live broadcast and brush gifts
I don't like to watch live broadcasts very much, especially live broadcasts with goods, I think it's very noisy, I have a friend who likes to watch it very much, and often buys things and gives gifts to people in it.
I said to her, you are so willing. She said that those gifts are actually not much, and you can buy more than 600 bean coins for a hundred yuan, and a careful heart is only 1 bean coin.
Then after brushing, I continue to buy, and the cycle repeats. People are happy, but their wallets are quietly flattened.
6. Open all kinds of memberships
Now you have to talk about members, listen to a song, watch a movie, even go to a supermarket, cut your hair, you have to have members to enjoy more high-quality products and services, otherwise you can only pick up pieces in the periphery, forcing people to upgrade to VIP.
Of course, people also have to make money to eat, which is understandable.
It's just that many members' settings are too cunning and too good at exploiting loopholes, and they like to engage in continuous monthly automatic deductions.
I opened too many members, and I always forgot to close them, and I always remembered that [MD Laozi forgot to close the membership again] when I received a deduction reminder.
Four or five apps a month, an average of 20 yuan for a member, that's 100!The point is that there are some apps that you can't use yet, and they are purely giving money to people for free.
Therefore, some members can not open it, and remember to turn it off in time when they do.
7. I like to order takeout
Take-out is convenient, but it is a bit expensive. Because you have to pay more for packaging, delivery and platform fees.
Although you may pay four or five more yuan at a time, it is still a lot more times.
Just eat once in a while.
8. Borrow a small amount of money from a friend
I talked to a friend about borrowing money. He said, I told them in advance, you can borrow money, that is, if you borrow, you can borrow a larger amount, and don't ask me if you have more than ten or twenty yuan or a hundred yuan.
I think it's a good trick!
First, it is easy to forget a small amount of money, and the person who borrowed it is not good to remind you, for fear that you will think that he is stingy and that you are obsessed with this little money.
Second, it's not easy for you to pay it back, you don't know if people want you to pay it back, and you're afraid that people will think you're polite and don't treat him as a brother.
The third is that if you return him, he will not be easy to accept, and if you accept it, you may feel that we are not so good, which affects each other's position in our hearts.
Basically, if you lend a little money to a good friend, you will be gone, and someone who knows a little about the world will invite you to dinner and give you a gift or something, and there is nothing else to expect.
So lend money to others, either borrow a bigger one, or don't borrow it.
9. Put money casually
Many people are very casual with their money, not only spending it casually, but also freely.
For example, although I am using my mobile phone to scan the code to pay, I still occasionally take out some cash to use.
But I always didn't put it in a fixed place, and I put it wherever it was convenient.
Inside a bag, under a pillow, on a TV stand, or in a drawer, etc.
As a result, I often can't find money, and when I need to use it, I remember to go to various places to collect it
I often lose money, and some clothes are lost when there is a piece in the bag, or I accidentally sweep it away with the garbage when I fall to the ground.
10. There is no Xi of bookkeeping
When I watched the TV series "It's All Good", although I felt that Su Daqiang was good, I really admired his bookkeeping Xi for decades.
Because his bookkeeping Xi helped them resolve financial disputes with their uncle's family.
The advantage of bookkeeping is that every penny you spend can be remembered clearly.
Many people have no concept of money, especially after scanning the code on the mobile phone, all they see are numbers, and some don't even look at the numbers.
I always feel that I have a lot of money, and I never thought that I would spend it in one haha.
Bookkeeping can help you build a sense of money. In black and white, you can clearly know your balance and know what you have bought.
Analyzing which expenses are necessary and which are not necessary plays a certain role in inhibiting one's consistent and generous consumption behavior.
Behavior determines Xi, Xi determines character, and character determines destiny.
Don't underestimate these seemingly inconspicuous behaviors of leaking money, no matter how small the mosquito is, it is still meat, accumulating little by little, slowly becoming rich, and slowly becoming poor.
Above, encouragement!