More than once this year, I have seen people say that they began to regret buying a house.
Someone has a mortgage on the front foot, and the company on the back foot lays off the staff on his head;
After someone buys a house, the house price shrinks sharply, and they feel that they have been tricked by fate;
Is buying a house the last destination for young people?Is it more stable or more suffocating after buying a house?
We found three friends who were getting worse and worse day by day after buying a house.
Listen to their account of the difficulties in buying a house, and what happened.
I've been married for five years, I'm based in Shanghai, and the small family formed by the two of them is already in a small two-bedroom house.
The house is not big, but we are also saving money to repay the loan, but last year, my parents suddenly wanted to buy a house, saying that they wanted to buy a small house near Shanghai, in order to facilitate the retirement in the future.
I was anxious when I heard it, my parents are in Shenyang, and I will retire in two years, so it's time to enjoy life
If you want to retire and take a mortgage, I think it's very unnecessary.
The idea of being close to us was absolutely understandable, and I also came up with a plan for them at the time.
I said that in the future, when you are older, you will come and live in our house, and we will rent a house in the same community
Or when the two of us earn some money in the future, we can replace the small house with a big one, and our parents can still live with us
Since they don't have to pay for a house to buy a house and pay off the mortgage, it is closer to the two of us, so it is more convenient to help take care of the children or we take care of them in the future.
I persuaded and persuaded the relatives in my hometown who could persuade **, but my dad only verbally agreed, saying that he would consider it again;
As a result, after a week, they told me that they had paid the money and the house was set.
I can't describe how I felt at the time, I was suffocated and powerless.
After asking carefully, I found out that my father's old classmate bought a house in this community, and after I went back, I fooled my father, saying that I would make plans early when I was older, and I would not bother my children to worry about providing for the elderly in the future.
It was also this old classmate who helped him with the whole process, and my parents had never been to the house in the Northeast;
Just after reading the ** given by the intermediary, I believe in the recommendation of acquaintances, and I think that everyone must be good if they buy it, so I made up my mind to give the house.
The most annoying thing is that the houses are not in Shanghai, and it takes two hours to drive back and forth from my house.
At that time, I was really angry, at that time, there were signs of housing prices falling, and houses in small places were not worth much.
What makes me feel even more suffocated is that they would rather listen to outsiders than listen to our persuasion.
On the surface, in order to save us worry in the future, it is actually the same as the traditional patriarch, who does not believe in our ideas, let alone trusts us.
Knowing that they were about to pay off their mortgage, I honestly got on fire every day
Guess what, the worry really happened, the house price has fallen even more this year, and the house has not started to be renovated after delivery, and it has already lost a lot.
I haven't dared to tell my parents about the house price drop, and I'm not going to say it, because even if I complain now, my dad will not admit that he made a mistake in decision-making.
Originally, I was ready to get married but not to buy a house, but I couldn't bear the overly traditional idea of both parents, and I was urging us to buy a house every day
Even when we didn't make a decision, the two parents discussed and called us directly with the money they could take out as a down payment.
I always felt that I could go to other cities to buy it, not necessarily in Beijing
But since my parents put their attitude out, my husband's mind immediately changed and he decided to buy it, and he bought it in Beijing.
But how to buy it, our ideas are not the same.
Everyone knows what housing prices in Beijing are, and the pressure is really not a little bit bigger;
Although our salary is not low, we don't want to reduce the quality of life too much.
My idea is to buy an old and dilapidated small house, and then replace the small house with a large house when I have the ability in the future, and take a step at a time, but my husband disagrees.
He said that since our parents have paid so much for our lives, why don't we do it in one step
Directly set aside the parents' room, as well as the children's room, the study, plus the future want to raise a dog, with a small courtyard on the first floor is the best.
But if we want to buy such a large square meter house, it means that we will have to pay off the loan at least most of our salaries, and the quality of life will decline significantly
And you have to tighten your belt to live, what gym holiday travel, that's really not even thinking about it.
Although I really feel that it is not necessary to buy such a big house, I don't have to be a swollen face and be fat;
But I couldn't bear to explain various plans to me every day, saying that his project was divided into a lot of bonuses at the end of the year, and it would only get better and better in the future, so I simply agreed.
Then something even more chilling to my heart appeared, by the beginning of December, the house had not yet been handed over, and it had lost hundreds of thousands of dollars one after another;
In addition, my husband's company's optimized list is down, and there is one of them. I didn't dare to comfort or mention the house, and there was no doubt that we might have to go back and gnaw at old age while he was unemployed.
I'm really confused now, and I used to think that buying a house was ashore
Only now do I realize that I will be floating in this sea for at least the next 30 years.
I was deceived by the agent's clever mouth and model room;
I feel that the vision of this community is good, the location is advantageous, and the planning of the central urban area is still moving here, and the intermediary said that it is not a loss to start, because the price will definitely increase in the future.
As a result, the house was built and built, and it was cappedBut it's over, and it's five years.
At first, some people in the group said that there was no construction team in the community recently, and there was no progress for at least three months, so I immediately panicked, afraid of something.
The group began to fry the pot, some people wanted to defend their rights, some people wanted to scold the street, and some people said that if they didn't hand over the house, they wouldn't live.
I was quite puzzled at that time, the house is already in the final stage, why can't I finish the delivery well, so I have to stop here;
Later, I learned that as long as the house is capped, the developer will have the money, and it will be difficult for the subsequent owners to protect their rights.
This house has been delayed for more than five years, and I have found a lot of relevant units before and after, and then I heard that a company has taken over and can hand over the house, so I took a breath.
But the unfinished community that has come back to life is basically a war-damaged version. The greenery in the community is all surrounded by big blue iron sheets, which are piled up with construction waste, and the big fountain and fitness facilities that the contract says are not even visible;
There is a security guard in the whole community, and it looks like it was hired temporarily, and there is not even a table in the property hall, and it feels like the property is also the kind that wants to run away at any time;
One of the two elevators in our unit broke down before it was even started, and the other was still under repair.
But after handing over the house, everyone is very anxious, and many families have begun to decorate hard after getting the key
After all, the building is usable in appearance, but the corridors in many units are still in a state of bare cement.
I have a very ruthless one on this floor.,Last year, I was going to move in directly after the trouble.,I didn't even have a door to move in.,It's sad to think about.。
Until now, I haven't had time to reflect on myself, whether I regret it, whether I shouldn't buy this house.
Now the only thought is that don't have relatives to ask how the house is going during the New Year, can you go to your house to have a look, that kind of lively tone is worse than the house.
The experience of the above three friends buying a house is really embarrassing.
In the course of the interview, the most common thing they said was that they couldn't buy a house without impulse, but they didn't feel as happy as they imagined after buying, and they felt trapped.
Not only did he lose a lot of money when he bought a house, but he also suffered from house buying anxiety
At first, I was worried about losing my job and not paying my mortgage every day.
Xiao Wang said that as a Shanghai drifter, he almost never had internal friction until his parents lived a life of repaying the loan with him.
The plight of buyers, especially in these two yearsBecome more specific.
Time goes back a few years, the word hard work can still play a role, the work of the big factory will not be precarious, everyone is stuffy and rushes up, at least there is still hope for the future.
The changes in the external environment in the past two years have made us no longer take the sightseeing passenger elevator, but a large slide that falls slowly.
The number of mortgages, the unemployment line of 35 years old, the pressure from parents to provide for the elderly, and the next generation that has not yet been born.
The unknown road ahead is more frightening than the current pressure.
At this point, we do not intend to give advice to any young friends who are buying a house, or not buying a house.
All we want in this life is to hold on to ourselves and live well.
Article**: One Literary Life.