As 2023 comes to an end, the issue of rural NCMS medical insurance has once again become the focus of attention. For many families, the cost of NCMS is not only a burden, but also an important guarantee. Therefore, understanding the deadline for NCMS fees and the amount of payment in 2024 will play an important guiding role in guiding farmers to make reasonable decisions.
As far as is known, the deadline for NCMS fees in most areas is set at December 31. At the same time, there are also differences in the amount of NCMS contributions. According to the regulations of the National Health Insurance Administration, the payment standard of NCMS is 380 yuan per person per year, but in practice, the charging standard in some places has exceeded 400 yuan, and in some areas it has even reached a high cost of 600 yuan and 800 yuan per person per year. In addition, depending on the size of the family, the amount of contributions per household will also vary, some families need to pay about 2,000 yuan, while some families need to pay 3,000 yuan or even 4,000 yuan. This is a significant burden for rural families, especially in economically disadvantaged areas.
As for whether to pay the NCMS fee in 2024, the specific situation of the individual family should be considered first. Generally speaking, some families with financial difficulties, people whose family members are healthy and do not get sick often, and people who work in other places all year round are more inclined to stop paying NCMS. However, the cost of NCMS is not only related to individual families, but also to the work of medical insurance departments and village cadres. The general requirement for the insurance participation rate in various localities is above 95%, which means that the villagers' non-payment will increase the work pressure of the village cadres. Therefore, in order to ensure the participation rate, some villages have taken some measures to encourage villagers to pay NCMS fees, such as giving subsidies for the return of funds.
However, it is important to note that not everyone is required to pay the NCMS fee. In rural areas, there are three categories of people who are exempt from contributions: first, severely disabled people, because they have difficulties in living, cannot live independently and have no labor income, so their personal contributions are subsidized by the government and do not need to pay on their own;For the elderly over the age of 70, some areas have exempted or exempted their NCMS individual contributions to reduce the financial burden on them and their familiesThe third is the rural households with living difficulties, such as the five-guarantee households, the low-income households, etc., these families have no income due to living difficulties, so they have also been taken care of by the NCMS medical insurance and are exempt from paying relevant fees.
Due to the importance of NCMS fees, village cadres have come to the door to collect fees to ensure that the payment rate is completed. This is not only to ensure the smooth progress of the work of the medical insurance department, but also to allow every villager to enjoy the benefits of medical security. However, the challenges faced in the collection process cannot be ignored. For some families with financial difficulties, the NCMS fee is a heavy burden, and many families cannot afford it, so they choose to stop paying it. This not only brings some trouble to the work of the village cadres, but also has a certain impact on the medical security of the villagers.
Of course, in order to encourage villagers to pay NCMS fees, some villages have also taken some positive measures. For example, villagers who pay the NCMS fee within a limited time can receive a certain amount of subsidy, which can not only stimulate the initiative of the villagers, but also increase the payment rate. In addition, village cadres will also come to the village to explain the benefits of NCMS to the villagers and win their understanding and support.
In summary, the deadline for the NCMS fee is December 31, and the amount varies from place to place. For individual families, the decision on whether to pay NCMS fees needs to be made based on the actual situation, taking into account factors such as the family's economic status, the health status of the members, and the place of residence. At the same time, the collection of village cadres also plays an important role in ensuring the smooth progress of medical security. The goal of universal health can only be achieved through the active participation and understanding of the villagers.
Summary: NCMS medical insurance costs are an important social security system and are of great significance to farmers. The deadline for NCMS fees in 2024 is December 31, and the amount varies by region. Whether or not to pay the fee needs to be decided according to the actual situation of the individual family, taking into account the participation rate of the villagers and the work needs of the medical insurance department. For certain groups such as families with financial difficulties, severely disabled people, the elderly, and rural households with living difficulties, they may be exempted from paying NCMS fees. Village cadres play a key role in the collection of NCMS fees, and it is necessary to encourage villagers to participate by publicizing policies and explaining the benefits, and take reasonable measures to increase the payment rate. Only through the joint efforts and understanding and cooperation of the whole society can we achieve comprehensive health protection for farmers.